Good morning, everyone, im scott mcgrew. I learned something new on this show every week. This week two things. One, fico, the Company Famous for the fico score does not decide your Credit Rating. Who knew . Fico is head quartered in silicon valley, two blocks from this studio. Again, who knew . Will lansing is ceo and i assume he walked from his office, past ceo of fingerhut and info space, joined by Mark Sullivan and laura of usa today. Lets start with the idea that my fico score is so important but youre not the Credit Rating . The way it works, were an Analytics Company and we produce the algorithm and score, the data is held by someone else and they use ours to produce the score when they then share with banks and sthaz how the credit walk me through that. I have a macys bill, i dont pay the macys bill, its xper onor one of the others that knows i didnt and they tell you . Exactly. Whats going on, were trying a a bank is trying to figure out whether youre likely to repay a loan if
Government youre going to be in for an awful long way. John if they get it may be seen more people will realize there are better ways to give. Real charity. That is our show tonight. And now. John what is real charity . People are in trouble after a disaster or simply when people are poor. Americans instead is to think amount and government help. After all, who will help those people is not government . Libertarians argue that private charity would step in. Individuals really choosing to help. But with enough of us up . Most people say no. That is why liberals like newsday columnist say when it comes to helping the need, that is mostly governments job. Well, listen, it would be great if people of reach into their hearts and solved all these will problems. That does not happen. In almost every single case where theyre is a Government Program that exists because the private efforts. When you have 04 enough. John that is because politicians said they were not enough and we could do better
Government youre going to be in for an awful long way. John if they get it may be seen more people will realize there are better ways to give. Real charity. That is our sw tonight. And now. John what is real charity . People are in trouble after a disaster or simply when people are poor. Americans instead is to think amount and government help. After all, who will help those people is not government . Libertarians argue that private charity would step in. Individuals really choosing to help. But with enough of us up . Most people say no. That is why liberals like newsday columnist say when it comes to helping the need, that is mostly governments job. Well, listen, it would be great if people of reach into their heartsnd solved all these will problems. That does not happen. In almost every single case where theyre is a Government Program that exists because the private efforts. When you have 04 enough. John that is because politicians said they were not enough and we could do better. I
Government youre going to be in for an awful long way. John if they get it may be seen more people will realize there are better ws to give. Real charity. That is our show tonight. And now. John what is real charity . People are in troublefter disaster or sply when people are poor. Americans instead is to think amount and government help. After all, who will help those people is not government . Libertarians argue that private charity would step in. Individuals really choosing to help. But with enough of us up . Most people say no. That is why liberals like neday columnist say when it comes to helping the need, that is mostly governments job. Well, listen, it would be great if people of reach into their hearts and solved all these will problems. That does not happen. In almost every single case where theyre is a Government Program that exists because the private efforts. When you have 04 enough. John that is because politicians sd they were not enough and we could do better. I would ar
Government youre going to be in for an awful long way. Jo if they get it may be seen more people will realize there are better ways to give. Real charity. That is our show tonight. And now. John what is real charity . People are in trouble after a disaster or simply when people are poor. Americans instead iso think amount and government help. After all, who will help tho pele is not government . Libertarians argue that private charity would step in. Individuals reay choosing to help. But with enough of us up . Most people say no. That is w liberals like newsday columnist say when it comes to helping the need, that is mostly governments job. Well, listen, it would be great if people of reach into their hearts and solved all these will problems. That does not happen. In almost every single case where theyre is a Government Program that exists because the private efforts. When you have 04 enough. John that is because politicians said they were not enough and we could do better. I would ar