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Operator Good afternoon, ladies and gentlemen, and welcome to Kemper s Second Quarter 2021 Earnings Conference Call. My name is Grant, and I will be your coordinator today. [Operator Instructions] As a reminder, this conference call is being recorded for replay purposes. I would now like to introduce your host for today s conference call, Michael Marinaccio, Kemper s Vice President of Corporate Development and Investor Relations. Mr. Marinaccio, you may begin. Michael Marinaccio Investor Relations Thank you, Grant. Good afternoon, everyone, and welcome to Kemper s discussion of our second quarter 2021 results. This afternoon, you ll hear from Joe Lacher, Kemper s President, Chief Executive Officer and Chairman; Jim McKinney, Kemper s Executive Vice President and Chief Financial Officer; and Duane Sanders, Kemper s Executive Vice President and the President and the Property and Casualty Division President. We ll make a few opening remarks to provide context around our second

United statesJamesj mckinneyDuane sandersJohn boschelliRaymond jamesJosephp lacher jrMichael marinaccioJim mckinneyErich sternbergJoe lacherGreg petersCasualty divisionCorporate developmentCasualty division presidentHealth division presidentKemper corporation