VMPL New Delhi [India] May 27 Credilio a trailblazer in financial services dedicated to enhancing credit card accessibility and relevance across India proudly unveils novio - a game-changing app poised to revolutionize the credit card landscape for over 400 million UPI Active customers An all-inclusive app novio aims to make financial inclusion and credit card lifestyle accessible for every Indian household The app is designed to cater to both credit and non-credit card holders offering the most rewarding option to pay novio distinguishes itself through its comprehensive suite of features as mentioned below designed to simplify and enhance the credit card journey for its users Guaranteed Card Concept To ensure financial inclusion novio introduces its guaranteed card concept allowing users to build their credit scores effortlessly By booking a fixed deposit online users secure an SBM Credilio Credit Card instantly with 1 unlimited cashback benefit and earning up to 7 interest on their d