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New Delhi [India], January 13 (ANI/ATK): With rising costs, different financial institutions have increased the interest rate on home loans. This can turn out to be an additional burden on your finances and lead to disruption of your monthly budget. This can lead your family to compromise on their current lifestyle. There are several factors affecting housing loan interest rates. You should be aware of them to devise a perfect strategy for reducing these rates effectively. Keep reading to know these factors in detail. Factors Affecting Home Loan Interest Rates Below are some factors that can have a prominent impact on housing loan interest rates: - Type of interest rate: There are different types of interest rates that financial institutions offer. This includes fixed, floating and hybrid interest rates. For fixed type, the rates remain constant throughout. For the floating type, the rates fluctuate with changes in the credit market. Hybrid type is usually a mixture of fixed and floati

New delhiMarginal costFunds based lending rateRepo linked lending rateReduce home loan interestCalculate home loanMicrosoft excelNew delhi indiaAnuary 13 ani atk with rising costsIfferent financial institutions have increased the interest rate on home loans this can turn out to be an additional burden your finances and lead disruption of monthly budget family compromise their current lifestyle there are several factors affecting housing loan rates you should aware them devisea perfect strategy for reducing these effectively keep reading know in detail below some that havea prominent impact type different types offer includes fixedLoating and hybrid interest rates for fixed typeHe rates remain constant throughout for the floating typeHe rates fluctuate with changes in the credit market hybrid type is usuallya mixture of fixed and floating loan to value ratio it refers amount that you are eligible for against property keeping asa mortgage instanceF the ltv is 90 and valuation of your property rs 1 lakhOu can geta loan of up to rs 90000 however