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Interest rates have been all over the map lately, so it's hard to keep up. But certificates of deposit are a good way to take advantage of rising rates. 3-year CDs are popular because they're short.
A certificate of deposit, or CD, is a time deposit you can buy at a bank. You deposit a sum of money and agree to leave it there for a set term, like five years. In return, the bank pays you a.
The best online checking accounts give you some interest, belong to a large ATM network and give you free checks. They also offer a highly rated mobile app, competitive customer service hours and a website that is easy to navigate.