“I'm a multitasker. I can listen, ignore, and forget all at the same time!” We won’t, however, soon forget this part of the business cycle. “Rob, thank you for all your help placing ads for Ops staff for us. With the ‘Work from Home’ movement, and cutbacks, we don’t need all of this office furniture. Would you run an ad to sell it?” First off, I told the person that no, I wouldn’t. But more importantly, this well-known lender is experiencing what many lenders are, which is that cutting back can be just as difficult, if not harder, than expanding. We all knew that “refi burnout” would happen, but the speed at which mortgage rates have moved higher cutting refis, and purchase business not filling the void, surprised many. Originators have changed their tactics; Todd Duncan, renowned mortgage sales and training expert, will be discussing how LOs can adapt to this environment on The Rundown with Rich &
MOUNT DESERT ISLANDER
Bob Shields stands with an E-bike inside his shop, Southwest Cycle, on Main Street. E-bikes, fat tires and gravel tires are some of the latest trends in bicycles, of which Shields has seen many over the last four decades. ISLANDER PHOTO BY SARAH HINCKLEY
SOUTHWEST HARBOR Since he was 19 years old, bicycle shops have been an integral part of Bob Shields’ life, especially the one he has run on Main Street for the last 40 years.
“I first started in a bike shop in ‘74,” he said from inside Southwest Cycle on Tuesday afternoon. “I was working in a shop when I heard Nixon resign. I was working in a shop when they took hostages in Tehran. I was working in a shop when Reagan was shot.”
difference between siouxs and apaches. if you haven t read this, it s hard to discuss it. india. at one point there was one thing in the book, it s the foundation of insecurity that drives people to do better. she was saying that there s something that unites a lot of people, religious groups like mormons. she wasn t talking about race. they re not interested in self-esteem and perhaps improving self-esteem leads to less achievement than if you didn t. if you infuse groups with a false sense of achievement, that leads to failure. if you tell somebody you re great because of who you are as opposed to what you do, that is wrong. i think that s the point she s trying to make but i wouldn t know because i didn t read the book. bob shield? they have self-control.