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How to pay the penalty before filing a belated income tax return (ITR)

Missed the ITR deadline of July 31, 2023 and have a net taxable income above Rs 5 lakh for FY 2022-23 (AY 2023-24)? Pay Rs 5,000 as penalty and file a belated ITR under section 139 (4) of the Income Tax Act, 1961. Read below how to pay up the penalty while filing a belated ITR.

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Share of housing loans in total advances rises to 14 2 per cent in 11 years: RBI report

Share of housing loans in total advances rises to 14 2 per cent in 11 years: RBI report
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Pradeep aggarwalReserve bankFinancial stability reportSignature globalAndromeda salesv swaminathanReal estate regulationDevelopment actBasic statistical returnScheduled commercial banks

Share of housing loans in total advances rises to 14 2% in 11 years: RBI report

During the 11 year period, the share of commercial real estate (CRE) in total loans has hovered between 2.0-2.9 percent.

Pradeep aggarwalReserve bankFinancial stability reportSignature globalAndromeda salesv swaminathanReal estate regulationDevelopment actBasic statistical returnScheduled commercial banksShare of residential housing loansReal estateCommercial real estate loansOusing sector sales

Share of housing loans in total advances rises to 14 2 pc in 11 years: RBI report

The share of residential housing loans in total advances has increased over the last eleven years to 14.2 per cent in March 2023 from 8.6 per cent in March 2012, as per the Reserve Bank s latest Financial Stability Report (FSR). The share of residential housing loans in total loans has increased over the last eleven years to 14.2 per cent in March 2023 from 8.6 per cent in March 2012, the report said.

Pradeep aggarwalReserve bankFinancial stability reportSignature globalAndromeda salesv swaminathanReal estate regulationDevelopment actBasic statistical returnScheduled commercial banks

Share Of Housing Loans In Total Advances Rises To 14 2% In 11 Years: RBI Report

The rise in unsold inventory resulted in an uptick in the inventory overhang in January-March of 2022-23, it said. It noted that with strong demand for houses in the post-pandemic period, the house price gap (actual less trend) is closing after a period of around three years. A positive house price gap is an early warning of concentration of credit and vulnerability in the housing market.

New delhiPradeep aggarwalReserve bankFinancial stability reportSignature globalAndromeda salesv swaminathanReal estate regulationDevelopment actBasic statistical returnScheduled commercial banksHousing loans