Translator i know who you are and i saw what you did is the name to have the book. The author is lori andrews who is a professor of law at kent college of law in chicago. Professor andrews, whats behind that title . Guest its a amazing how much outside entities, Third Party Institutions know about us based on our web presence. For example, 75 of Human Resources people in Companies Check your online profile before they interview you for a job. One in four College Admissions officers is looking at the online profile of students before deciding about them. So your digital self may be more important than your physical self, and lots of these institutions think they know who you are, might get a misimregistration and might vim nays against you against you as a result. Host are we more willing to put ourselves out there online than we are in person . Guest yes. There are some studies, in fact, that say that women are more willing to reveal things in person, but men who are notoriously closem
You should assume you will guarantee the loan regardless of the structure of your business. The good news, though, for businesses like you are describing, Internet Business, is that the Capital Requirements for that type of business is generally small. You are able to get yourself further along and share in revenues with a smaller amount of credit need. That is where we see a lot of businesses and personal service or Internet Business get started, and generate revenues and be able to show Growth Without needing any capital, like a brick and mortar business might. My name is terry said. I have a Retail Business in San Francisco for 22 years. I have a 5 04 504 loan. It took me three years to get. We need more capital. I tried to get a line of credit from wells capital. I was decline. Where does someone like myself go . I have a loan, i need additional funding. Did you try through the sba . I already have an sba loan. I went to wells fargo for a line of credit and they would not give me o
Further along and share in revenues with a smaller amount of credit need. That is where we see a lot of businesses and personal service or Internet Business get started, and generate revenues and be able to show Growth Without needing any capital, like a brick and mortar business might. My name is terry said. I have a Retail Business in San Francisco for 22 years. I have a 5 04 504 loan. It took me three years to get. We need more capital. I tried to get a line of credit from wells capital. I was decline. Where does someone like myself go . I have a loan, i need additional funding. Did you try through the sba . I already have an sba loan. I went to wells fargo for a line of credit and they would not give me one. I can speak to you about it. When we look at funds that are needed, the biggest thing we look at our cash flow. I can address that with you. Unless there is an issue, at that point [inaudible] lets talk, ok. I have a couple of more questions. I know that the panelists have agre
Line. I think what is the case, there is a lot of complexity to the incentives that were put into the jobs act for Small Businesses to take advantage of on expensing equipment, investments and their businesses, as far as the tax treatment of those activities. Obviously, as a smallbusiness person, each of you needs to understand, it is complex, but there are a lot of tax incentives and investment in business that you should take aware advantage of. We have two questions in the back. Just to be mindful for everyones time, we will go for about five more minutes. My name is david. I am an internet or entrepreneurs. In general, to the lenders, what type of vanity do you traditionally see approach you for loans, an llc, corp. , and who is liable, for whose borrowing the money . As a micro lender, we expect the principles, the corporate form, to provide guarantees. Personal guarantees. The same. 20 ownership in the company. [inaudible] [inaudible] i heard something about sba guaranteed loans.
Ignored again . Thats why we thought this problem was fixed last time. And then we worked over the course of the last two years to try to get the reforms that both sides of the aisle enacted. Lowell braynard told me they were not going to interact with the subsidies right across in the treasury department. In the meantime while we wait for reform to be implemented and find out its not going to be implemented, how many jobs will we lose in the interim . Were going to lose thousands. Thats why our position has changed. Last time, we thought we had it fixed. Now our position is if theres not a stop on widebody financing for stateowned. I appreciate that, mr. Wilburn, what youre doing, i appreciate your service as well as your entrepreneurial spirit. I just have one bone to pick with you. I know you say youre a free markettype of guy. I think you said i pledged my collateral, you can only pledge that once. And i get that. But i guesses that the way the free markets work. If i have an idea