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IRDAI s draft guidelines to protect insurance policyholders: 5 key changes to know | Business

Financial Literacy News: IRDAI has proposed draft guidelines aimed at protecting insurance policyholders. The key changes include an extended free look period, collection of bank details, mandatory nomination, expanded nomination provisions, and electronic policy issuance.

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BM Finance Fundas: Not happy with your new insurance?

Let’s look at what the insurance regulator has proposed and how it is going to impact you.

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IRDAI proposes increasing free-look period to return insurance policies

IRDAI proposes increasing free-look period to return insurance policies
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Not happy with your new life insurance, or general insurance policy? Soon, you may get more time to return it

IRDAI has proposed increasing the free-look period from 15 days to 30 days. At present, insurance companies have to offer a mandatory free-look period of 15 days for life and general insurance policies. The proposal to extend the free-look period is a customer-friendly initiative, say experts. Know how this proposal can impact insurance policyholders

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Irdai proposes to extend the Free Look Period for insurance policies by 30 days

It was earlier set at 15 days from the date of receipt of the policy document

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