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Health insurance premiums can be reduced if you don t make a claim, policy cancellations to be less costly and more: 5 rule changes

Health insurance rule changes: To make health insurance policy more inclusive, flexible and customer-friendly, IRDAI has recently released a master circular on health insurance business. The regulator introduces new measures regarding cancellation charges, standardising no-claim bonus, and increasing claim settlement transparency. ET Wealth Online explores how these regulations empower policyholders and improve their health insurance experience.

Bhaskar nerurkarPankaj nawaniSanjiv bajajBajaj allianzAbhishek kumarHealth administration teamBajajcapital ltdDevelopment authority of indiaGetty imagesInsurance regulatoryDevelopment authorityBajaj allianz generalClaims reviewClaims review committeeJoint chairmanBusiness news

New Tax Regime: Confused about standard deduction and HRA exemption? Here s the answer!

It’s important to note that if you shift to the New Tax regime, the exemption for HRA will not be applicable.

Rajiv bajajBajajcapital ltdDear sirIndian budgetNew tax regimeNew taxHouse rent allowanceIncome tax actNew tax regimeOld tax regimeStandard deduction

I m 41, and I wish to retire at 55 and have a monthly income of at least Rs 3 lakh What should I do?

Ideally, one must have a well-balanced portfolio, including large & mid-cap, flexi-cap, and small-cap

Rajiv bajajFranklin india flexi cap fundSmall cap fundCap opportunities fundBajajcapital ltdLarge mid cap fundMid capFlexi capIndia flexi capCap opportunitiesMonthly incomeMid capSmall cap

Will I be subject to TDS provisions on the interest earned from my savings bank account or 5-year bank FD if I maintain a balance of around Rs 5-6 lakh?

On FDs, TDS is applicable at a rate of 10% if the total income from interest exceeds Rs 40,000 within a single financial year

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Retirement Planning: How planning for retirement fuels passion projects

Retirement Planning: How planning for retirement fuels passion projects
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