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Now from a Panel Discussion on retirement economics. Researchers presented their work during the 19th annual meeting of the Retirement Research consortium posted by Boston College in washington d. C. This Panel Discussion is 90 minutes. [inaudible conversations] [inaudible conversations] thank you. So the sixth panel is a topic would Social Security changes prompt people to change their plans in the first paper is a behavioral or consumption of Social Security changes. Melissa and our advisers will be the discussants. Thank you. Thank you all for having me. Again Social Security thank you for funding this research and all of you for listening to the speech twice but i want to thank my coauthor who worked on the paper with me and i also want to thank allen and constantine who have been allowing us to use their model and i want to thank them for that. This is really about how changes in Social Security affect two things behavior and consumption. A variety of changes. Something has to be

United statesKurt newmanPanel discussionRetirement researchRetirement research consortiumResearch consortiumBoston collegeBoston college washingtonCollege washingtonPanel topicSocial securityFunding researchAllen constantineProgram impactHousehold consumptionSecurity program