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And the Community Banks. The Community Bank said, we will oppose any bill that puts us into the same regulator. That was the reason. That is what stop that. We could not overcome it. It was something i thought about before. There was no way he you could pass a bill over the strong objections over Community Banks. Were ready to lobby hard against this because they did not want to be with the big banks. Draft,009, i proposed a what i called a discussion draft of the bill. In the midst of all this, the Political Considerations work is shocking to some. Votes too get enough pass it. The reaction was overwhelming, for a number of reasons. The regulators were going to be out of a job, so they were opposed. Not a lot of constituency interest in the subject matter. I say respectfully of our colleagues, the idea of consolidation. Ts of consolidating, we grew if i had a magic wand, the one consolidation we would have rational world would you have a Security Exchange commission and the sharingies

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