an all-time high. apr, the average annual percentage rate, is at a record high of 17.8%. so people who are buying all this stuff with borrowed money are going to feel the pain in their wallets eventually. we also see data from creditcards.com, reporting that households with credit card debt are outspending those without it when it comes to voluntary costs, and 18% of households are unwilling to cut back on things like takeout and travel and all the fun stuff. so, is this the case of old habits dying hard? yeah, absolutely! i mean, it s really concerning, because when you mention there the creditcards.com poll, we re talking about nonessential items that people are using their credit card to buy. and these are things that they don t really need, so spending $2,000 a year on takeout, another $1,000 on subscription services, another $1,000 on extra shoes and clothing that they don t really need. and by spending their using their credit card for nonessential items, they re adding to
why exactly this call was held on a sunday right before holiday break. the other big concern for the market is not only the recent turmoil but how investors and consumers are going to respond to the rising rate environment after the federal reserve raised rates last week. the other topic will drag onto at least thursday. last week was a wild week for wall street. the s&p 500 is down 17.8% and the nasdaq is lower than 25% of its perspective highs. the climb are significance as investors are trying to understand what the federal reserve will do next and what the call between mnuchin with the ceo banks mean. and discussing the future of jerome powell. mnuchin is saying that he had
it s not the kind of thing you should really ask your employees. arizona s eighth district should be safe for republicans. the gop has a 17.8 registration advantage in the district. it includes a solidly republican golf oriented sun city retirement community, home of many of the staunchest supporters of joe arpaio, the anti-immigrant maricopa county sheriff who trump infamously pardoned last summer. in light of all, this it would be a genuine shock if the race were won by the democrat, doctor and indian immigrant hiral tipirneni. republicans are spooked. outside groups have spent more money to boost debbie lesko. even if lesko wins, as is likely at this point, keep an eye on the margin. if the democrats keep close in a district trump took by 21 points, it will be yet another sign of what even some republicans admit may well be coming in november. certainly the energy, the enthusiasm, and the anger is on
staunch social conservative trent franks who once learned the secular left would bring the downfall of america and who resigned in november after accusations he had offered $5 million to a female employee to be a surrogate mother to his children, and that she and another female employee worried the lawmaker wanted to have sex as a means of impregnating them. it s not the kind of thing you should really ask your employees. arizona s eighth district should be safe for republicans. the gop has a 17.8 registration advantage in the district. it includes a solidly republican golf oriented sun city retirement community, home of many of the staunchest supporters of joe arpaio, the anti-immigrant maricopa county sheriff who trump infamously pardoned last summer. in light of all, this it would be a genuine shock if the race were won by the democrat, doctor and indian immigrant tanini.
three regional directors who oversaw 23 hospitals across 12 states serving almost 3 million veterans are out and their offices will report directly to a new executive in washington. shulkin has recently been chr criticized for violating rules by improperly accepting wimbledon tickets. yesterday, the white house gave shulkin the full backing. some of the people that need the help most in this country are are veterans, that s for sure. bill, we have people waking up this morning for cleanup time. now you re telling us there s another storm ahead. a possibility of one. philly had 6 inches. look at a princeton, new jersey, 17.8. northern new jersey, 26.8