Credit Cards are convenient - and can also rob you blind. It's time for holiday shopping, and with rising interest rates and soaring inflation, you could be tempted to use your credit cards. Average Retail Credit Card Annual Percentage Rates are also climbing - some as high as 30%!
Gift Cards are an easy gift to give - but often forgotten. You probably have at least one or two unused gift cards stored away that you may never use. CreditCards Dot Com's Ted Rossman says you're not alone.