after st. louis fed president jimmy bullard chimed in talking about the need to not only taper but raise rates simultaneously versus being mutually exclusive. that sent the market in a tail spin. >> neil: then you have to worry about the omicron thing. nobody knows how far this goes and how much it progresses. the fear is that people delay returning to work, google is already pushing back their demands for people to return to work indefinite will in to next year. this is building and this reluctance to venture out. i'm sure this variant isn't helping. >> no, i'm sure the variant isn't helping. i'm also sure that there's -- some of this is a little overreaction. we lived through covid-19 when there were no therapeutics and no convenience. then we got the vaccine. we lived through the delta variant. it was ants disaster. now we have this variant.