sheriff office on the phone with me. cindy? >> yes, it is. >> the standoff going on for hours and hours. when did police finally enter the bunker? >> about 9:15 our s.w.a.t. teams used an explosive in breach the roof that enabled them to get enough had a stru see in. they saw a body. they were able to get in there and find the person that appears -- we believe it's keller. appears he's been dead for some time. >> what did it look like inside that bunker? what was in there? >> well, we haven't actually been able to go in and do a thorough search at this point. we still believe that it's possibly boobytraps, maybe exclusives. because his mentality and we want to make sure it's safe to enter. our bomb dispose's unit will slowly take their time to go in and clear the bunker before we'll actually go in to do a good search. >> are you aware of any exits built into this bunker? >> from what i understand, he had a main entrance and it appears to be a, some type of escape or back door. >> can you maybe talk about maybe the dimensions of it? how large is this thing? how deep does it run? >> i'm told it's about 20 feet in length and possibly three tiered. looks like there's a main level a couple other levels that go out into the mountain side. so it's pretty elaborate. he's been working ton, to our knowledge, since 2004. we have photographs from 2004 to present date showing various stages's construction ands as you know probably from yesterday we attempted to breach it many times using tear gassance and different items, and had difficulty. it was fortified heavily. >> what kind of weapons did he have with him? >> no. i can't tell you right now. we know there was a handgun found next to him. we won't be able to get in and search to find out exactly what he had until we make sure it's safe. >> what are are steps to get in? since you're not sure it's safe to glet? >> our bomb dispose's team is trained to do that. robot, different types of devices and take their time going in each step of the way to make sure there's nothing there that will harm them. once they make they're clear, we'll go in and do a thorough search of the bunker. >> peter was building this bunker at least eight year, peter keller. what was the clincher? what made him apparently snap and suddenly, you know, allegedly kill his wife, his daughter and then go into hiding inside this bunker? >> you know, that's the million dollar question. it's baffling all of us. this guy has no prior history of arrests. we've had no prior history at his residence for any type of domestic violence or abuse. for all intents and purpose, showed up, worked at the same job for 11, 12 years. we're baffled. people after the fact, should have saw it coming, but there appeared to have been no indication of this happening. >> all right. from the king county sheriff's office on the phone, thanks for joining us. a new code of conduct coming in the wake of the new prostitution scandal in colombia. new rushlgs agents on assignment in other countries have to act like they are still in the united states. also, they're forbidden from having anyone else in their room. they're now have a list of place where is they have to stay away from and are now allowed to drink alcohol within ten hours of reporting for duty. meantime, sources with knowledge of the colombia investigation tell cnn arthur huntington is the agent at center of the scandal, the one who had a paid dispute with an escort that brought the whole story to light. huntington, we're told, has left the agency. defense secretary leon panetta says there no question the u.s. is safer with osama bin laden dead. but he insists there's no silver bull toit completely eliminate al qaeda's threat. panetta was cia director when bin laden was killed almost one year ago today. he wasn't whip the president and other top officials who nervously watched the raid play out from the white house. he was at the cia operations center and says there are several nerve-racking moments before he found out the mission was a success. >> they said they had kia withdrawn and confirmed in fact it happened. that was the moment when we knew that all of the work that had been done was -- was paying off. i think the one thing all of us feel pretty good about that were involved in this operation is that as a result of what we did, america is safer. republican senator john mccain is blasting president obama for a new election ad that questions whether mitt romney would have ordered the raid on bin laden's compound. in a written statement issued by the republican national committee, mccain said obama should be ashamed of himself for turning bin laden's killing into a "cheap political attack ad." mccain says the president is performing an shameless end zone dance to help himself get re-elected. you know those age progression photos used to help find missing children that have grown up? this is the story of a man who looked at one of those pictures and what he saw shocked him. a spitting image of his own face. turns out he was recorded as missing child more man three decades earlier. suzy candiotti is following this story. >> reporter: steve carter says he's lived a happy life. adopted when he was 4, he had little reason to search for his biological parents. >> i didn't really care where else i came from. >> reporter: yet he always had some nagging questions about his past. when he was 6 months old he was put in an orphanage in hawaii but never knew why. then he saw a cnn story about a woman who discovered she was a missing child, and started his own internet search. >> pulled up hawaii, male, missing 34 years. lo and behold, composite picture pops up. >> mark had been reported missing by his father in hawaii after his mom left with their baby and never came back. the report include add sketch of what he might look like grown up. >> i think, oh, my god. that really looks like me. and it really does. i mean, it's pretty much a spitting image. >> reporter: he contacted authorities, took a dna test and got a phone call. >> he said, you know, you are mark. >> reporter: knowing she that missing child he learns his biological father lives in california. they haven't yet met but spoke by phone. >> she convinced my mother had taken me and raise immediate somewhere else. first question to me, where's your mother? i said, that's a fantastic question. i have the same one for you. i think he was a bit dumb founded by that response. >> reporter: he hopes to meet him in person this year. >> i think a face-to-face meeting is definitely going to be very emotional. >> reporter: carter still has not found his biological mom and still doesn't know how he wound up in an orphanage. one of many confusing aspects of his life. >> ten names. three birth certificates and two birthdays. i do celebrate both birthdays. that's been a nice plus for it. >> just because it's been a week or a month or a year or ten years or even 34 years, there's hope. there are more missing children out there who can be identified and can be brought home. >> people need to have hope especially about missing people. >> reporter: carter says he's always known who he is. thanks to this sketch, now he knows more about who he was. it's known as the nerd prom, but don't expect to see people with pocket protectors and calculators. the annual white house correspondents' dinner is strictly a-list. players from washington and hollywood, jimmy kimmel is hosting the event. expect to hear jokes about the scandal that's rocked the secret service. >> obviously, the secret service is something i'm going to talk about but not necessarily going to do 30 jokes about it. probably stop at about 22. we're in the white house. never been in the white house before. probably never asked back either, but it's really very cool, actually. >> and you can tune into cnn tonight. we're going to have live coverage of the dinner beginning at 9:30 eastern time. coming up, a volcano rumbling near mexico city. 25 million people watching hoping it isn't the big one. and in the john edwards corruption trial. the former aide andrew young says he feared for his life. our legal guys weigh in on that case, next hour. i'm freaking out man. why? 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[ male announcer ] we are insurance. ♪ we are farmers ♪ bum, ba-da-bum, bum, bum, bum ♪ a few headlines from overseas. police in northern ireland say van packed with explosives is one of the biggest bombs found there. in northern ireland. the van abandoned filled with 600 pounds of homemade explosives. police say it was prime and ready to go off. they think an i.r.a. group left it there. and escaping house arrest under american friction today. he was convicted several years ago of leading protests again the chinese government. he went missing last weekend. a fellow activist says chen is now safe at u.s. embassy in beijing. no comment from american diplomats or chinese officials. the u.s. marine presence in -- on okinawa is about to be cut in half. the 9,000 marines and familied therefore off the japanese island. most of them to guam or hawaii. a drawdown plan agreed on by both the u.s. and japanese militaries. an enormous volcano not far from mexico city is awake, smoke, ash and rocks began flying out of the mountain this month right in the middle of where 25 million people live. the volcano erupts a little every few years and is usually minor. people can't help but wonder if this could be the big one. cnn reports. >> reporter: in the fertile highlands of central mexico a menacing giant has awakened. the volcano has been spewing ash and smoke after a minor eruption earlier this month [ speaking in foreign language ]. >> translator: about 1:00 in the morning it started rathering and throwing hot rocks and ash. the episode took about two hours. >> reporter: at this town located at the foothills of the volcano, no evacuation odors issued but police are on stand by. medical people are treating illnesses caused by ash. >> translator: a lot of people have come with throat infections we've treated with antibiotics when appropriate. others have conjunctivitis and rhinitis. >> reporter: the volcano rises more thachb 54 hundred meters above sea level or nearly 18,000 feet. it borders three mexican states. the volcano is located near some of mexico's most densely populated areas sitting halfway between some 24 million people live. the threat literally looms over their heads but some are not worried in the least. [ speaking in foreign languag ] language ]. >> translator: i'm not afraid. not at all. we've been here a long time and nothing has happened to us. they've evacuated us once because it was spewing ash, but nothing happened. >> reporter: this man is in charge of public safety and has the responsibility of issues the alert if the volcano erupts. he talks about the volcano as if it were a moody ruler. [ speaking in foreign languag ] language ]. >> translator: he inspires respect, right? you can't met with this lord. the explosions have the potential of finishing off the town in seconds. >> reporter: he has been documenting eruptions of the volcano for 40 years including this one in 1999 that formed a cloud of ash. the ancient aztecs w s worshipp the volcano and it continues to this day. >> translator: the aztecs would sacrifice virgins to the volcano. taking them offering food, fruits and legumes. we have our vegetation thanks to the volcano. >> reporter: here they talk about the massive eruption that did bury the town. hopefully they'll be enough time to save the people. in mexico, for cnn. a lot of back and forth between the president and congress about student loan debt. so just ahead, four ways to get college loans under control. all energy development comes with some risk, but proven technologies allow natural gas producers to supply affordable, cleaner energy, while protecting our environment. across america, these technologies protect air - by monitoring air quality and reducing emissions... ...protect water - through conservation and self-contained recycling systems... ... and protect land - by reducing our footprint and respecting wildlife. america's natural gas... domestic, abundant, clean energy to power our lives... that's smarter power today. i tell you what i can spend. i do my best to make it work. i'm back on the road safely. and i saved you money on brakes. that's personal pricing. north carolina to iowa, the president raid colleled college students to try to keep interest rates from doubling in july. >> five years ago congress cut the rates on federal student loans in half. that was a good thing to do. but on july 1st of this year, which means about two months from now, that rate cut will expire. and if it expires, interest rates on these loans will double overnight. and for each year that congress doesn't act, the average student with these loans will rack up an additional $1,000 in debt. >> yesterday the house approved a plan to keep interest rates low on student loans for another year. a plan the president vowed to veto, because of the way it is funded. but no matter what happens with the government plan, you need get your own student loan under control. in our financial fix we find out four ways to do that and some ways parents and grandparents can help family members. financial consultant daria dolan joins me now. daria, what's the average student loan debt a person is carries? >> hi, alison. it's scary. the average graduate is exiting school with about $25,500 in debt from student loans. and there are about 36 million americans who are now facing student loan debt of one sort or another. some of it as high as $200,000, $300,000 if you're looking at lawyers and potential doctors. so it's very scary. >> okay. so, but with so much loan debt, that we're carrying, tell me four ways to get those student loans under control. >> okay. number one, you need to know how much you owe and to whom you owe it. so you need to put all those loans together, either right before graduation or right after graduation, so that you know how you can choose a repayment plan. and the fact of the matter is, if your student loan debt is more than one years' potential salary for the career you're headed towards, you're not going to be able, most likely, to afford the ten-year payment plan, which means you'll have to look for more extended payment plan, which could be as far as 25 years out. sort of like a home mortgage. >> incredible. what about deferring? isn't that an option? >> yeah. there are two things that you can do. number one, you want to consolidate all your loans. and so that you can make one payment, hopefully. you know, at least with the federal government you can consolidate. with the private loans that you may have taken as a student or your parents may have taken on your behalf, those are very difficult and mostly cannot be consolidated. but if you are having problems because of unemployment, or under-employment, which by the way, 53% of graduates now are facing one of those two scenarios, you can either ask for a deferment or forbearance. deferment you basically say, i'm unemployed i can't pay. help me out here. we need to push this off a little longer until i get a job. forbearance, on the other hand is, your opportunity to say to the lender, or the consolidator, i'm not earning what i thought i was going to be earning. can we make it a smaller payment? defer it a little longer or can we change the length of term of my payment plan so that i'll have smaller, more affordable payments. >> just to make it clear. if you defer, you're still paying interest? the interest will be accruing, rather? >> in all of these, the interest continues to accrue, but, you know, if they do pass this -- maintainens of the 3.4 rate of interest it will at least be accruing at a lower rate, but that will only be for people taking out loans now. not for those that have incurred expenses in prior years. >> so last question for you. is there anything parents and grandparents can do to help? >> yeah. number one, parents and grandparents can make sure the kids know what their first year's salary might be so they don't take on too much debt, but if they're members of organizations like the elks or religious groups or such, check and see if there are scholarships available. if one of your parents or grandparents graduated from the college that you're going to, see if you can get a lessening of the cost of that education as the child of an alumni. or they can also, you know, be funding now for future would-be college grad wishguatgraduates. 529 plans. some of those plan, getting fewer and farther in between. if they've had military service, may be able to help a student out with a lesser expense with college. >> okay. financial consultant daria dolan, thanks for joining us with great advice there. if you want more helpful financial advice and sign up to the dolan's free newsletter, go to our website. a former top aide of john edwards was so intimidated by the one-time presidential candidate, he actually feared for his life. his dramatic testimony coming up. women are not equal to men when it comes to smoking. we'll tell you why after the break. [ camera clicks ] ♪ it's hard to resist the craveable nature of a nature valley sweet & salty nut bar. it's a choice we make to about smoker or non-smoker. women who smoke or spend time with other whose do are at a risk for various medical problems. elizabeth cohen has more in this week's "health for her." >> reporter: we all know men and women are different. those differences may extend to risks associated with smoking. >> there's some evidence that cigarette smoke may be somewhat more toxic for women. that is for a given amount of cigarette smoke, they may be a little more likely to get lung cancer. they may be a little more likely to get chronic bronchitis and emphysema. >> reporter: some studies show they're at a higher risk of lung kansaser from secondhand smoke. researchers are still trying to explain this. what's clear is that women who take birth control pills are at an increased risk of developing blood clots. smoking raises this risk substantially. >> you can get a blood clot in your leg, break off, go into your lung. make you very sick or kill you. >> reporter: also impacting fertility and may make it harder tore women to conceive. good reasons for women to kick the habit or avoid smoking altogether. there are plenty of good reasons for men to quit, too. >> smoking is for the most part an equal opportunity killer. >> reporter: with this week's "health for her" i'm elizabeth cohen. 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[ male announcer ] it's a network of possibilities -- helping you do what you do... even better. ♪ turning to top stories -- a police standoff near seattle is over. investigators found a body inside an underground bunker and believe it's that of this man. peter keller. suspected of killing his wife and daughter. almost one year ago that a u.s. navy s.e.a.l. teamed killed osama bin laden after storming his compound in pakistan. the al qaeda network has largely been dismantled. tomorrow marks the 20th anniversary of the los angeles riots. 54 people died and thousands of stores looted and burned in one of this country's worst riots. the violence was triggered after four white police officers were acquitted in the videotaped beating of rodney king. very dramatic testimony in the john edwards corruption trial. edwards former campaign aide andrew young is considered the prosecution's star witness. young testified yesterday that he was so intimidated by edwards he was "scared for his life." cnn's joe johns has the story from greensboro, north carolina. >> reporter: recounting the moment he and john edwards finally had it out and parted ways, andrew young, the top edwards aide who falsely claim head fathered a child with his boss' mistress and field marshalled the cover-up was now claiming he was afraid. young said he felt threaten pd by edwards and feared for his life. he said he and edwards went for a drive on a lonely north carolina road. >> good morning. >> reporter: he said edwards was driving erratically learning young received $725,000 from wealthy donor bunny mellon without telling edwards. young said, i was scared for my life. it was bizarre. young told the court, i said, if he won't tell the truth, i was going to tell the truth. edwards responded to him, you can't hurt me, andrew. you can't hurt me. defense attorney abbouby lowell asked about exposure of the whole story. young said he and his family did everything that he, edwards, asked us to do. he completely abandoned himself from us. he walked away from us and i was extremely angry. drilling down on the cost of shepherding john edwards' mistress around the country while on the frun the media, andrew young admitted under cross-examination he got hundreds of thousands of dollars more from two rich ben factors than he actually spent on hunter's expenses. abby lowell press ford more. young attributed expenses to rial hunter he actually spent on himself or on his family for lavish trips on a disney cruise and trips to san diego, cabo san lucas and legoland, and lowell continued to press on the issue of young's dreamhouse on ten acres in north carolina. with a $100,000 sound system. lowell pointing out that young had gotten a construction loan to build the house and did not have to draw down on the money, because he had hundreds of thousands of dollars in the bank from bunny mellon. the cross-examination by edwards' lawyer ended with lowell quoting a line from young's book asking him, are you concerned people will see you as a cold-blooded schemer who was motivateed by ego and greed or the desire for power? young, of course i'm concerned about how people see me. lowell, isn't that exactly what you are? >> the defense is now saying, they're dirty, too, and they're playing in the same sandbox. >> reporter: with the end of young's testimony, his wife was calmed to stand who talked almost regretfully about how many different jobs her husband did for the edwards family. things he was never able to do for my family, he said. i allowed limb to do that. the trial is expected to pick up next we're whereleft off with the wife of andrew young on the stand. no word yet on when rielle hunter, the mistress of john edwards, is expected to testify. joe johns, cnn, greensboro, north carolina. pirates are back on the big screen, but, ah, yes, this time no johnny depp. is this the start of a new pirates trilogy? our movie critic weighs in next. look at you and just see a policy. at aviva, we do things differently. we're bringing humanity back to life insurance. that's why only aviva rewards you with savings for getting a check-up. it's our wellness for life program, with online access to mayo clinic. see the difference at avivausa.com. like in a special ops mission? you'd spot movement, gather intelligence with minimal collateral damage. but rather than neutralizing enemies in their sleep, you'd be targeting stocks to trade. well, that's what trade architect's heat maps do. they make you a trading assassin. trade architect. td ameritrade's empowering, web-based trading platform. trade commission-free for 60 days, and we'll throw in up to $600 when you open an account. comedies at the box office. our movie critic is here to give us his grades on this weekend's funny news rewlees, new releases, rather, "the five year engagement a"and "the pirates band of misfits." hi, matt. how are you? >> doing well. how are you? >> well. tell me what is the movie about the "pirates band of misfits" about? >> a group of relatively incompetent pirates led by a pirate captain named pirate captain who is vying for the prestigious pirate of the year award. >> and is it hilarious? >> it is pretty funny, actually. it's a claymation film from the makers of the "wallace and gromit" shorts and last year's great "arthur christmas" a fantastic film. a fun movie. pretty goofy and silly but a lot of fun pap great voice cast from hugh grant here. >> let's go ahead, watch a short clip and then we'll talk on the other side. >> -- victoria welcomes you to london. >> oh, that's nice. >> ah! >> don't look so worried, number two. pirates are always visiting london. >> what's your grade on this? >> my grade is pretty lie. i give it a b. a solid film. i think the kids are really going to enjoy this. there's a lot of laughs here for the whole family. you know, definitely some siminess here. it's not nearly as dramatic or scary as "pirates of the caribbean" but something the kids and whole family will really enjoy. >> the parents won't fall asleep in the theater. >> no. actually they'll like it, too. plenty of good gag the whole way through. >> the next movie, "five year engagement." a clip first. >> okay. >> everyone's wearing their -- >> actually only the men wearing yaum yarmulke. >> i say that all the time. babe, have you seen my yarmulke? >> you don't have a yarmulke. >> it's in my -- jewish drawer. >> what is this one about? >> this movie starts out with emily blunt and jason segel getting engaged and then it takes them forever to actually walk down the aisle and get married. one thing leads to another in their lives. she gets accepted to grad school in michigan. which is a problem, because they both live in the bay area. now they have to uproot their lives, move to michigan where she's going to grad school, and they delay their wedding. she keeps going farther and farther in school, it makes the wedding get pushed back farther and farther leading to tension in the relationship. ultimately it's a pretty funny movie. i enjoyed it, although it runs really long. almost two hour which is really long for a romantic comedy, unfortunately. there's a great supporting cast. not the least, alison brie from "community." not as funny as unfortunately, forgetting sarah marshall, co-written by the director here, nick stoller. ultimately, all right film. >> what's your grade? >> i give it a c. it's a solid film. i don't think it's brilliant. seen better romantic comedies from both actors. not a waste of effort. >> thanks for your time. sound great. >> thank you. check out all the reviews going to rottentomatoes.com. the how nobel peace prize winner came up with the idea of microloans and technology like your smartphone could play into it. a police standoff is over. a man found in an underground bunker is peter keller. suspected of killing his wife and daughter. what's the latest? >> after almost no activity here overnight, early this morning, a tactical team moved in on the bunker where they believed peter keller was hiding. they placed explosives on the top of it to try to breach the roof to get a better look inside. now when they did that, deputies spot add dead body inside. it was a man. there was a lot of blood around the body. a pistol nearby. we just heard confirmation from king county sheriff pete strand that indeed that sbobody is thaf peter keller, suspected of murdering his wife and daughter. he says keller died of a self-inflicted gunshot wound. that's what it appeared at this point but we are awaiting official confirmation from a medical examiner's office shortly. >> any idea how long keller was dead? >> they said he had been dead for some time, but they're trying to pinpoint that. it yesterday when the standoff began they did see movement inside which is when they started pumping tear gas in, and then overnight, deputies observed light coming -- lights turning on and off inside the bunker preemab eer presumably p generator of some kind. there had been activity inside the bunker. they didn't say they heard a gunshot. they're trying to pinpoint the time of death but they know it was not caused by the explosives that the tactical team set off this morning. >> what about any sign of police actually going inside that bunker to get a better look? >> absolutely so. they are going to do that, but it will be some time before they can get in and retrieve the body for several reasons. it's a very rugged area. we're in a mountainous area, built into the side of a mountain, and it just makes it very difficult for deputies to kind of navigate the scene. also, mr. keller spent eight years building this bunker. it's a fortress in every severance the word, and there is some concern that there could be some kind of boobytrap that were put in place by mr. keller to harm deputies. they have to be very, very careful now as they approach the scene and continue their investigation. >> okay. brandi kruse, thanks. southern california rattled by an earthquake. jacqui jeras has the latest coming up. 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[ male announcer ] good choice business pro. good choice. go national. go like a pro. water, we take our showers with it. we make our coffee with it. but we rarely tap its true potential and just let it be itself. flowing freely into clean lakes, clear streams and along more fresh water coast line than any other state in the country. come realize water's true potential. dive in-to the waters of pure michigan. your trip begins at michigan.org. yes, a long winter. maybe you're ready for a vacation in paradise. i am, reynolds wolf says why this is the best place for bargains in paradise in your "on the go." >> reporter: if you need an island getaway, now is the time to say, aloha. >> the time between spring and summer vacations is one of hawaii's off-seasons which means it's a great time to visit the island. >> reporter: traveling between the islands can be pricey. so you may want to pick one or two islands for your stay. >> every island has its own flavor. molokai and la nighy more rural and less visited. maui, a great place for families and people wanting a resort experience. the big island is ideal for adventurers. oahu is very metropolitan and blend of asian and american culture and ka uahi, lush. >> everything in hawaii happens on island time and you just need to be able to embrace it. as long as you slow down and allow it to take its time, you're going to enjoy your vacation. >> reporter: a good rule for any destination on the go. and we're keeping an eye on the possibility of severe storms. meteorologist jacqui jeras is here to explain. >> yeah, looking at a risk across the nation's midsection and tracking an earthquake that happened a couple hours ago in southern california. it was a 3.8 magnitude. this has been revised. it's down from what they thought was a 4.1. this was near devore and very little damage reported with it, but they did feel it in los angeles. some 50 miles away. let's talk a little bit more about that severe weather threat. video we want to show you from yesterday out of florence, south carolina. one of our eireporters shot thi. take a look at that. can you hear it, can't you? an inch in diameter. the hail all over the place. you can see it accumulating in the cushion of his outdoor furniture. stay inside when this happens, and we may see more pictures like this for today. all right. talk about where the wet weather is at this hour. the strongest of thunderstorms coming out of ohio and into west virginia now. we're also tracking an area here across the upper midwest. this is mostly light rain, but we'll watch for thunderstorms to develop this afternoon. primarily along a stalled boundary from missouri stretching over into parts of ohio. watch for that big swing and temperatures too. look at the highs and temperatures now in the 50s up north, dealing with 80s in the south. the cold front staying put. it's the haves and have nots. talking frost and freeze advisories in the northeast while the rest of us in the south, welcome, hey, to atlanta. looking at 80s. >> heading back to new york i hear it's going to be chilly. >> indeed it will. >> thanks, jacqui. small amounts of money can lead to big things. the whole idea behind microfinancing. the father of microfinancing won a nobel peace prize. fredricka whitfield spoke to him during a visit to cnn. >> reporter: all right. welcome, professor eunice. >> thank you. >> reporter: congratulations on your nobel peace price. >> tell me first, how did microfinancing come to be in large part how you earned this nobel peace prize, $40 million dispurpobursed to 9 million dift borrowers around the world. >> it's out of desperation. if you live in a country like bangladesh, there are a lot of desperate moments that come and you want to do things because nothing sells working. you do things very strange but you get it done. one of the things i wanted to lend money to a few people in the village next door to the university campus, because they are taking money from loan sharks and loan sharks taking advantage of them. that was beginning of it in 1976. then when we grow, the bank we still have in bangladesh, 8.4 billion dollars each year and all the money comes from within the system. globally, 160 million borrowers all around, and in new york city, we have about 10,000 borrowers, and they receive loans just like we do it in bangladesh and the average loan sdss 1,500. >> were you of worried, however, people would who be borrowing this money to set up business to fund incomes, et cetera, would abuse that privilege? >> no. we didn't they way, because our system is built in way to self-correcting system. a group of five women. it you want to make a loan you have to propose the loan to your group and your group kind of screens it to see you have the right idea, the right amount, and then you come to the bank. >> you see it has greater potential by use of the technology that so many people use every day. their cell phones and in some countries, that's all they use to communicate to solve problems, is the use of cell phones. they're not using computers. how do you see this type of technology helping advance your vision of microfinancing? >> cell phones is future, almost everything we need in a day-to-day life will come to the cell phone. so it's just the beginning voice, conversation, is one, just a tiny little piece. we are looking at cell phone to become the mechanism by which delivers all the health cares. >> in what way? >> for example, lots of diagnostic services can be provided through the cell phone. we can use it as a kind of transmitter. you atamp the probe into it and you do the diagnostic, transmitted to the -- >> ultrasounds, x-rays right there in the cell phone, because so many cases, doctors can't get to certain villages. people have cell phones. >> bulk of population have no access to doctors. doctors live in one place, particularly in big cities and so on. most of the people in the world -- >> how far away from this are we? this kind of -- >> very close. we are already using it and create what we call social business, create the technology. demand the technology, and make it happen. and we created a lot of health care facilities through social business. social business is a known dividend company to solve problems. one of the problems, a big problem is let care. so we built a lot of social businesses around health care and this technology, the cell phone technology becomes so important. bring health care in various ways and many more coming with the remote doctor, diagnosing someone right there at her home. >> you see this in the u.s., you see this abroad? >> everywhere, because cell phone is everywhere. no longer privileged to have cell phones. country like bangladesh, nearly 80 million have cell phones. that means everybody has a cell phone in bangladesh, multiple cell phones. everybody. it's connected with internet. now you bring other services, banking services, health services, health care services. education, training. everything, it's now, that is it. and within 10, 20 years world will be quite different place than what we have right now because of the technology making inaccessible ob sleenchts many things obsolete. many new things will happen. >> thank you. thanks so much and congratulations on the nobel peace prize. appreciate your time. >> okay. time in new orleans, springtime, means jazz fest. ♪ >> and the reason i'm here today is because fredricka whitfield is there, in new orleans. face to face with reggae legend david dread. that's next. recently, students from 31 countries took part in a science test. the top academic performers surprised some people. so did the country that came in 17th place. let's raise the bar and elevate our academic standards. let's do what's best for our students-by investing in our teachers. let's solve this. who have used androgel 1%, there's big news. presenting androgel 1.62%. both are used to treat men with low testosterone. androgel 1.62% is from the makers of the number one prescribed testosterone replacement therapy. it raises your testosterone levels, and... is concentrated, so you could use less gel. and with androgel 1.62%, you can save on your monthly prescription. 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