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Institutional is not retail, but yes through other institutional plans and Franklin Templeton offers stable plans through other lanes and lets just say apple has their own 401 k and they could have that as a manager. I got it, thank you. Sure. And in addition, future portfolios launched in september and nearly 5,000 participants invested thus far. For those not familiar with future ready, theyre similar to targeted funds. Theyre designed according to your date of birth. Whereas future ready can be customerrizedcustomized to risk preference. Someone older may prefer a ris different strategy. Millennials are conservative after witnessing their parents financial situation in the 2009 recession. please stand by . It was a great introduction for me, detailed and informative. The type of feedback is very helpful for us and its really good to see where we stand in our participants eyes. And finally on the last comparison slide, i think whats interesting is that you can see more prospects than ever before attended this years seminar. We can see in question one, are you a participant . 21 percent said no in october. This shows our marketing is working and the word is spreading. And thank you to president driscoll for attending the seminar as well. I would like to move onto operation. We are proud to announce that enrollment was up in day one of the transition, which was september 3. It was a great way for participants to enroll any time anywhere, without requiring the plan to hand over confidential employee information to a third party. To date over 300 participants have enrolled via the web, thats in less than two months. On page four you can see screenshots of the online enrollment experience. If you would like the see clear visuals you can go download a copy of the how to enroll online flier or i can send you one. We also launched the new rate escalator. This allows participants to set and forget increases times alongside raises or increases in july. This is slowly gaining ground and we expect more adoption in early january when most contribution changes occur. I should inform the board that the annual irs contribution limbs are increasing by 500 for 2020 making the limit 19,500 for planned contribution. Catchup wb will be 6,500. This will be 39,000. So for participants who want to continue maxing out they can easily increase their contributions online. It takes two minutes. And the annual increases do not carry over automatically unless you opted for it via the rate escalator. Filially last but not least is the record keeper. As you know we have sufficiently transitioned to on time and on schedule on september 3. As part of the transition the plan offers advisory services. Some are comment peremptory such as the online advice tool or speaking with an adviser. Managed accounts are available for an additional accounts. Managed accounts can be valuable to participants in or near retirement. They are generally better served with a strategy designed to gradually spend down their nest egg by creating a stream from various income sources such as social security, pension, any rental income. They offered a riskfree trial where participants could enroll and experience three months of professional management at no additional cost. That promotion has been extended to the end of the year due to popular demand. You may be wondering are the right type of people signing up for this paidfor service. Well the answer is yes. With the average user being age 55 and the average account balance of over 16 this thousand its clear that transitioners and retirees are finding managed accounts to be of value. Or perhaps they cant resist a promotion. Just kidding. [laughter] with that, thats my report. Also attached is the quarterly activity report which is right after the memo. This includes performance transactional data. Im happy to answer any questions regarding that data for the memo. Questions . Before i call for Public Comment permit me to try to add comments to what the manager of the program briefed us on. The value of the management managed to count the third level for which there will be a cost after the free trial period. The fact that how we have opened up how the selfdirected brokerage account can work, though that is not covered in it, plus financial skills which are quite deep that opportunity for participants to invest even wiser or better are incredible good value. The fees in that operation are also going to drop significantly after the first of the year. Again something that they took the initiative to do following great firms like schwab. The benefit is coming to members after the first of the year. Part two, there has sometimes been criticisms about the concept of anewties in this area. A former Life Insurance company has left the operation they sold out that piece of the business. There is some connection to them in it because thats the Way Companies have transferred but they dont sell them to our members. The importance is taxsheltered annuities is a separate label in the irs tax codes. Savings plans are connected of my we are a tax Sheltered Program on the defined benefit side. Thats why i say its probably not a members best choice to be more tax sheltered work on their own voluntarydefined contribution plan. Its not about annuities being bad. Maybe they are the right thing in a small percentage of our participants. It is an option they have. It is not something thats something to be recommended. Its an option. More importantly because our members for the last 20 plus years have been able to contribute to their account on a tax sheltered basis they will someday receive both a pension and what we legally call here in San Francisco an annuity. For accounting purposes they are called both pension and annuity are the words they use together. Its an odd coincidence that we are and all the other members have been investing in a tax sheltered annuity for the last 20years. That is not an option to consider your first choice when you have your own Deferred Compensation Program when you decide how much to invest and how and when you decide to take the distributions. Its totally different than your defined benefit pension plan which we expended most of our time focusing on here. Trying to add to the nice presentation by our manager. Thank you. Okay. Just wanted to transition, i think the transition went very well and especially being a user myself i think the transition was quite easy. So i talked to your time for making a smooth transition. For the process i know there were criteria or goals we hoped the new venture would achieve things like the number of contribution individuals joining their own or creating their own compensation work, having more people invest in their funding, are we tracking those measures in a way that you are going to report back to us . I know its new at this moment but at some point we are going to make sure they are delivering on those goals that we had set for them and they they said they could achieve for us. Absolutely. First of all, thank you so much for those kind words. That really means a lot to me and my staff. We did work very hard over the last couple months. So thank you. And i will share your feedback with them as well. As far as tracking, absolutely, as far as the contracting process we wrote them to hold them accountable to what we expect them to do for us. We do a lot of that tracking and report back quarterly. You can see that in the monthly activity report on page 2 of the monthly activity report, we track the payroll contributions and we also track new participants enrolled so thats aa good way to see whether or not participants are gaining traction and the Participation Rate so we require that on a monthly basis in addition to other things. I saw that statistic. What i meant is are you because its not included in the report about what the goal was. So while you do show sort of what the Participation Rates are what the contributions are, there was a goal we were trying to set in terms of the amount of uptake we wanted to achieve through their efforts and our efforts combined so the question is not so much what it is but is it meeting the goals we set for that increase. Absolutely. Yes. And i would agree yes, it is early and we are trying to iron that out too to make sure that those both sides are on the same page on what the benchmark is going to be so we can move forward correctly. So i hear exactly what you are saying and well make sure to track that and report that at a minimum at least to the dcc. [off mic] thats right. Thank you for that. Ill run it as a test so we can have firsthand knowledge here. Ill volunteer to do that. [laughter] the group to contribute to my retirement. [laughter] its free for three months. Thats right. Just so we can speak from a firsthand view. My younger daughter here shell be well taken care of. And generations to come to evaluate the things im going to ask the committee to put on the committees agenda is the success definition. Without the definition, i wont say it doesnt make sense to have goals but the goals are more than just participation. The comp program and the mission of the defined benefit program are put together. We are working on that linkage that was planned when we put this rfp up. Thank you commissioners. No further question ill call for Public Comment. I just want to note again that directed to the entire staff worked through this transition day and night. It was a lot of time going through contracts and everything else. So thank you very much for everything going through the entire process. Its very long. A few hurdles. But thank you. Acknowledging the staff. Yes the staff. Okay. Is there any Public Comment. Acclamation [off mic] yes. [laughter] take that to your account. This was a discretion item only. That moves us to item 12. Discussion item expense report, the quart ended december 30 2019. This is the first full quarter of our budget year. Youll see that we had expenditures of 121,000 out of over a Million Dollar budget. I would urge Board Members to review Educational Opportunities. The board policy which hopefully well be bringing before the board not only encourages you but in some cases would actually require you to take advantage of Educational Opportunities and conferences. We certainly have more than a sufficient budget for Board Members to have as much training or attend as many conferences as the policy allows. And so since i know all of you are busy and you volunteer your time but i want to make sure you understand we would encourage you the budget is there and certainly we would hope to see more of you take advantage of that budget and go to conferences. So with that its a discussion item only. But certainly we are tracking well below a quarter of our budget. We are nearly at an eighth of our overall budget, one quarter into the year. Answer any questions. Board questions . Public comment . Discussion item only. 13. 13, action item. Review an approval of request for proproposals proposals for actuarial services. The draft is in your packet. Please let me know if you have any questions. I would say this is normal. We go every fiveyears. We went ahead and extended the contract for one year so that we didnt have it overlap with the actual of it. So this is not a result of anything other than board policies bringing this contract. We are not dissatisfied with our current act actuariess. This is business as usual. Ill make a motion to approve the request for Consulting Services is there a second . Second that. Was there any significant changes to the rfp compared to the last time . There were no significant changes. It was updated. The city has gone online with their vendor so there was some updates there. My suggestion into this issue that came up during the general consultant on the investment side was they were working with them on this product they helped design. Any of their competition have a similar tool since the assumed greater return is one of the biggest numbers that we have settled on at least the contribution rate but agreeable to people call that, i would suggest we are going to ask that question if they have developed any tool or product in that area. Yeah, the focus is on the services and not on an investment tool. But but it has to do with risk. Because they helped develop that process with them. Im trying to find out if they have any control over that product or something similar. I believe it is a makita product. Every Investment Company works within an actuary when they are doing asset liability. Certainly any pc has their own staff actuary that i worked with. Maybe the other firms also work with them. Do you understand the subject . I do thank you. Motion has been seconded. No further questions. Any Public Comment . Those in favor say aye. Aye. Opposed . Item 14. Thank you. Action item executive directors report. To be brief, we have provided you with a september dashboard operational dashboard. And i also bring forward a very brief briefing to this board related to a lawsuit that up until recently i didnt feel the board needed to be briefed on. We have one of our members who basically applied for ordinary disability as a miscellaneous member in 2000. She was awarded that. She has been paid that benefit in 2000. Her claim was in 2017. She actually saw the underlining formula that was the basis of her disability calculation. And she felt that it was discriminatory against her because she had a late career started work with employment with the city at a later age and that had she been ten years younger her benefits even based on her salary, would have been higher based on the charter formula. The reason it was not briefed to you before today is that that case she made her claim against the division of fair employment and housing act. It was a disparate treatment claim and it was appealed by the court. She appealed that dismissal, and the court of appeals, within the last ten days, reinstated her claim. The citys position, and again, they are not suing, shes not suing the retirement system. She wants it to be a class action on behalf of all folks who are receiving a miscellaneous disability benefit from the retirement system or on behalf of them. And certainly we are not playing a part in defending against this. But i wanted to make sure the board was aware of this. Well continue tracking it. Because if in fact there is a determination and if there is in fact some sort of corrective action that might become an issue before the board. But if there is damages, im not giving you legal advice, but im assuming the damages would be coming from who she is suing and that would basically be the city. So again was not it was on our radar but it had been dismissed. Now this court of appeals has reinstatedded her claim. Basically the city was saying she missed her opportunity, she needed to have made her claim within a year of the discrimination or the disparate treatment. And the court of appeals basically said every month that we send out a paycheck restarts that one year statute of limitations. And so they reinstatedded her claim against the city. We have not estimated what the potential cost. We dont know what the remedy would be. The charter provision is the charter provision. We calculate benefits according to that. But i would be happy to answer any questions the board might have on this item. Board questions . I have a few questions. Thanks for telling us about this case. Since the name porter is on here and i see the city is listed as defendant, that means the city not the retirement system . Absolutely in terms of any damages are we going to be liable for that or will the city pay . I think shes suing the city so she would seek damages. And i dont know that the court would award damages to a nonparty to the lawsuit. Im not an attorney. Im not acting as an attorney. Ive lost my attorney. In terms of her formula, it would be allowance we pay her increase . Yes okay. A year or two ago when ill call it the pob lawsuit about the supplemental cola they took the initiateofof finding a hundred people who would have fallen within that window and adjusted the pensions for that. Do you recall that . Yep okay. Im wondering if its the same the same reasoning would apply to this woman if shes right about the way the benefit formula should have been interpreted, are there other people who went for ordinary disability and didnt get the superior formula . Well, this allegation is based on a formula that was approved by the voters embedded in the plan, which basically the construct was if someone is injured before age 60 which really today isnt tied to normal retirement age, but may have been at the time that what the formula grants you is additional years of service, sort of the concept of qsr the date which you would pay the age of 60. So if i started when i was 48 but got injured at 58, i only got what shes calling two bonus years to age 60. If i was 38 and worked those same ten years and was injured at 48 i got the benefit of 12 additional bonus years included in the calculation. So how a court would tell us to fix that is unclear because its all measured against this age 60. If they say i mean, it would be it would be impossible for us to determine how a court might decide to fix this. Certainly an extreme example would be someone who worked at started working here at age 20 and was working ten years and injured at 30. They would get up to a maximum the benefit of 30 bonus years that would exceed the maximum. So i dont know how that would be so we really cant calculate what the cost of that could potentially be. This reversal goes back to the judge . Im not sure where i would go but absolutely i mean again the charter is not ambiguous. Theyre basically saying it resulted in a disparate outcome for the older retirees. We can certainly identify the age at which people were granted disability to get an idea the head count of these folks. But as to what potential cost and what are the result would be striking that language from the charter and replacing it with other language or know bonus years for anybody. I mean its hard for us to evaluate what potentially could be what they would determine to be a fair way of resolving this. Theres a policy issue for the city Going Forward basically . Yes not what we do. But in terms of not that there was a Class Action Lawsuit but if theres a finding that we have not been applying our formula correctly or in compliance with dfh we take the initiative. In a lawsuit like this, even though its not against the retirement system, they will rely on our information to identify members of the class. So certified as a class we will be the one who will identify folks who have retired by reason of disability through the miscellaneous plan so that we would certify the class but not knowing theres a wide range of potential outcomes of how they would determine to fix this or not. I assume the City Attorneys Office will inform of us what goes on with this case. Right. Katie porter is involved because she is the head attorney for the labor team for the city. And so she is the principle of City Attorney defending the city against this claim. Other than adjusting her allowance thats one step we probably assume we are going to have to do. Ill stop with that. She didnt actually say how she would be adjusted. She said if i had been ten years younger i would have gotten more money. So its hard to tell what she was asking for. Again thanks for bringing this to the boards attention. Personally, i think we should have been told sooner. Well, we certainly knew it had been filed but we knew it had been immediately dismissed. So well keep you informed. Well continue tracking this until its dismissed again. The only item in your report that you were going to talk about . I have one more question. In the future calendar the next portfolio update, usually comment on, ive asked the managing director to give us an update on execution on all the trading that goes on in that part of the portfolio. Im going to be looking at that time when that report is made. How are we doing with best execution, similar to the discovery perhaps on our when we were selling securities from our private equity portfolio that former security analyst mark was handling this question about execution, we havent talked about trading for some time, just like we havent talked about the performance of our attorneys for a long time. Is that clear what im asking to be ready for . This is for the december scheduled Quarterly Report . Yes okay. Any other further board questions . This is a discussion item only. Public comment . That concludes item 14. Item 15, discussion item. Retirement board member good of the order. Board members, commissioner members Public Comment earlier. The last item to bring up my issues that i want discussed Going Forward in the future. Nothing else to report. Motion to adjourn is in order. Second. All those in favor say aye. Aye. Meeting is adjourned. Hi. My name is carmen chiu, San Franciscos elected assessor. When i meet with seniors in the community, theyre thinking about the future. Some want to down size or move to a new neighborhood thats closer to family but they also worry that making such a change will increase their property taxes. Thats why i want to share with you a property tax saving program called proposition 60. So how does this work . Prop 60 was passed in 1986 to allow seniors who are 55 years and older to keep their prop 13 value, even when they move into a new home. Under prop 13 law property growth is limited to 2 growth a year. But when ownership changes the law requires that we reassess the value to new market value. Compared to your existing home which was benefited from the which has benefited from the prop 13 growth limit on taxable value, the new limit on the replacement home would likely be higher. Thats where prop 60 comes in. Prop 60 recognizes that seniors on fixed income may not be able to afford higher taxes so it allows them to carryover their existing prop 13 value to their new home which means seniors can continue to pay their prop 13 tax values as if they had never moved. Remember the prop 60 is a one time tax benefit, and the Property Value must be equal to or below around your replacement home. If you plan to purchase your new home before selling your existing home please make sure that your new home is at the same price or cheaper than your existing home. This means that if your existing home is worth 1 million in market value, your new home must be 1 million or below. If youre looking to purchase and sell within a year were you nur home must not be at a value that is worth more than 105 of your exist egging home. Which means if you sell your old home for 1 million, and you buy a home within one year, your new home should not be worth more than 1. 15 million. If you sell your existing home at 1 million and buy a replacement between year one and two, it should be no more than 1. 1 million. Know that your ability to participate in this Program Expires after two years. You will not be able to receive prop 60 tax benefits if you cannot make the purchase within two years. So benefit from this tax Savings Program you have to apply. Just download the prop 60 form from our website and submit it to our office. For more visit our website, sfassessor. Org good morning everybody. Thank you. It brings me such joy gratitude, pleasure to welcome you to the rededication of ellis gardens. I hope you will join me in welcoming to the podium our mayor, london breed. Mayor breed i thought you were going to the project and talk a little about it. Fine i will get started. Thank you everyone for being here today. I am excited about this project. This is the city and county of San Francisco working hard to fulfill a promise. A promise to so many people who live throughout San Francisco in Public Housing in conditions that no one should have to live in. A few years back when i first started as a member of the board of supervisors i met with mayor ed lee to talk about priorities. My number one two, three priority as supervisor was Public Housing in San Francisco as a whole not just my district. Mayor lee supported the fact that we needed to do Something Different because the kinds of conditions that existed for so many years and the amount of money that we received there was no way to get to a better place. Over 20 years of my life in plaza east, i live in those conditions. The neglect, the bathrooms that didnt work the mold, the conditions that you live in when you have had to live that way for over 20 years is something you never forget. This is why nothing is more important to me than changing the kinds of conditions that people live in. Here with 94 units of housing for people who are part of our very Vulnerable Community our seniors, People Living with disabilities, people who have challenges not only physically sometimes but also many of our low income residents. They deserve the kind of place that exists here today. They deserve to live in conditions where when they flush the toilet it will work. Where they have showers and some of the most basic things that some people take for granted. They have pest control so that they dont have to deal with the kinds of conditions that existed in the city in some places around Public Housing for far too long. When we brought in the program there were so many people who were skeptical. They were worried about displacement what happened in the city in the past. There were some mistakes made in the past. I continue to go back to my own personal experience of living in Public Housing 300 units torn down and only 200 units built. Yes, a lot of people i grew up with were not given the opportunity to come back. That is why it is so important that we have partners and we work with each resident individually to help them understand that this is about them and to make the move and the transition while we are renovating these places as smooth as possible. That we make sure we are able to gain their trust and their support. In this city we have demonstrated through this program that we can be trusted to do the kinds rehabilitation work that is desperately needed to make sure people are living in great conditions people are living in the kinds of conditions that they deserve. I just want to thank tndc for being our partners, for doing the work with compassion. This place, i dont know if you have been in here before. What we see now, i am overwhelmed by the walls and floors and everything i see today. It is so amazing. We know that San Francisco continues to have so many challenges. Yes we have to build more housing because we know even outside these doors sadly there are people struggling with homelessness. We also have to make sure that we are taking care of the people who deserve a safe affordable place to call home. Preservation of existing Affordable Housing, building new housing in this city, that is what we have to do to make San Francisco a better place for each and every one of us. I am so grateful to be here, so proud of this work of this project, and i want to thank the people from project managers, to the financing. It does take a village that is expensive to do and to do rehappentation work in San Francisco. We rehabilitation work in San Francisco. I am happy for the residents. Congratulations on this incredible property and thank you don, for all of the work you continue to do. This is not our first project together and it definitely wont be our last. [applause. ] i know i speak for a lot of people when i say we are grateful for your leadership mayor. Join me in welcoming louise. [applause. ] good morning. I am the president of the ellis gardens council. I want to thank the mayor london breed for making it happening for providing housing. I came to San Francisco in 1962, when i was 12 years old from el salvador. Most of my life i lived in the Mission District before losing my housing. Thankfully, there was room for me at ellis gardens in 2012. Ever since i have moved to ellis gardens, i have become involved in the community such as volunteering in the boys and girls club. Volunteers is a positive and happy experience in my life. I love ellis gardens. It feels like an extension of the park now that the renovation is complete. It is now time to enjoy ellis gardens, have respect for one another and improve our community. On behalf of the residents we are very appreciative for the renovations and the support. Thank you very much. [applause. ] thank you. Please welcome supervisor matt haney. [applause. ] thank you don, mayor breed. I want to give a special recognition to louise. He is not just the red of the Tenant Council here, he is one of the greatest Community Leaders in the tenderloin. He shows up in the neighborhood. You make this such a wonderful place to live. Please give him a round of applause again. I have been friends with who louise for a few years. Last year he invited me to visit the believe. To visit the building. It looks so beautiful. This area back here the units. I got to visit on the tenth floor. This building is gorgeous. This is what people in this community deserve. This is what people in the tenderloin need in terms of open space, green space finally living up to the name of this building, ellis gardens. This is a beautiful building for a neighborhood that is truly experiencing a renaissance of Affordable Housing renovation for a community on the move in a positive way. I had a couple friends who visited the city recently. They are worried about the tenderloin. I said i was Walking Around and saw gentrification. I said what are you talking about . He said i walked around taylor and eddy and saw the condos popping up. I am worried we are building condos and not Affordable Housing. I said those are Affordable Housing buildings. Yes they are beautiful. Yes, they represent what people in this Community Need andy serve. People are going to walk by this and say, wow, i wish i could live there. That is what we want for everyone living in the city and the residents. Thank you for allowing us to celebrate. Thank you for going through this process. I am sure there was a level of disruption. Thank you to bank of america and all of the project managers. I live one block from here right on hyde and ellis. This is my neighborhood. I walk by here every day and i am so happy for the residents and this entire community that this building has been expanded in the way that it has. Thank you. applause . Thank you so much matt. Please welcome the executive director of glide Community Housing. applause . Good morning everybody. It is my pleasure to be here today. Flied Community Housing is honored to be in partnership. Thank you mayor london breed and supervisor haney. Welcome everyone. We are so proud of the building we are being presented to you today the new ellis gardens. This project has been a labor of love. I would like to just pause and highlight the Development Team for a minute. Thank you so much for your level of excellence devoted to this project. Ellis garden reflects a strong commitment of collaboration and the team went above and beyond to make this a beautiful project. As you tour the building you will see their efforts truly exceed the baseline for the project. The structure here is sound and we are providing units of quality housing for years to come. As a Service Provider glide Community Housing believes communities like ellis gardens are built on the strengths and talents of the members in the community. We are here to provide Supportive Services through effective case management. The goal is housing stability for the entire population of not only this building but other believes in the community. Our service Team Develops programming offering an array of multidimensional services and opportunities to travel new pathways to Health Autonomy and growth. We believe that housing is the essential first step in supporting individuals to reduce barriers and thus breaking the cycles of chronic homelessness. In closing i want to thank a few people in the room today. I really want to thank our staff. Glide Community Housing Supportive Services staff has gone the extra mile. It was our first time delivering services in an active construction site. Not only did you take care of your yells you continued to deliver Quality Services and make sure the folks here were taken care of. Bank of america we thank you. We were able to deliver welcome home kits to every individual that received a new apartment got a kit full of basic household needs dish us towels, bathroom supplies to help them settle into the community. Gabe, thank you. Your leadership on the Development Team is exceptional. You went the extra mile. We thank you for your leadership. D and H Construction exceptional work. San francisco arts commission. We applied for the Community Challenge grant and were age able to partner. There is a beautiful mural on the wall. We are proud of the mural. Our partners with hsh thank you. You allow us to work through Supportive Services. This Community Means a lot to us. There is a tremendous amount of gratitude being a lot of thank u. S. From the residents coming to Services Every day. Very appreciative of what we have done as a team. Thank you. We appreciate you. applause . Bank of america played a crucial role not only at ellis gardens but across the entire portfolio of rental assistance demonstration properties. Please welcome our long time friend heidi. Good morning everyone. Thank you so much for the warm welcome. Thank you maythank you mayor breed. For those who may not know, bank of america was founded here in San Francisco in 1904 as the bank of italy by the son of italian immigrants who wanted to serve immigrants, women, those who were just the common person, and not necessarily the financial elite. Fast forward over 100 years and bank of america represents over 4,000 teammates Clients Community partners in San Francisco and if it is iconic moments like financing the bay bridge or restoring the Ferry Building or providing almost 100 residents in the ellis gardens with a wonderful new Living Condition and the wellbeing that comes with a place that is truly a home we are so proud to be part of it. How important San Francisco is to bank of america. It is fitting out of 4. 8 billion. I am a banker. I will talk about money. Invested in the Community Development across the country over 2. 2 billion is here in San Francisco. We are tremendously proud to be included today in the celebration. Congratulations to the entire resident bays Community Partners and friends. Thank you all so much for including us. applause . Finally, gabriel, it is your turn. Thank you don andthal you all for come thank you all for coming. My heart is filled with so much gratitude today. I recognize that i am the last speaker right before lunch. I will keep it quick. First, i want to thank the tenants especially for putting up witH Construction and relocation. Today is an open house of sorts. It is not the first open house. When we completed the first floor of the top floor we finished the first unit and held the apartment open for the tenants to come and take a look. Everything was done. We had it staged modestly with flowers. People came out on to check it out. I will never forget one tenant walked in to the apartment and said is this what you are doing to my home . The tenant reactions were great. I wish we had hgtv there to capture it. Those are a real reason why many of us are in this business and do the work we do. I will skip over the list of hundreds of people i want to thank. I would like to thank the dozens of people who will look after this building here on out and look after the health of the people in it. I am very proud what we accomplished together to be here today. We did so under budget, mind you. I am proud that that we will accomplish all of this in the future. Thank you very much for coming. Thank you. I want to just offer a few reflections. One is that i hope you will hear from all of us just the expression of gratitude. We realize we are in a privileged position to do the work to serve others. That is what a lot of us are very motivated by while in this room. Seven years ago mayor lee and ed had a vision p. 29 properties. 2 billion and where was that going to come from . How was it going to happen . A new program that none of us knew or understood very well. I understand the housing director at the time telling me five singlespaced pages of exceptions to the rules. Like this is what it took. That speaks nothing of all of the people and the institutions who are part of it. I hope you will takethe time to not just read but to grasp what is involved with every one of the people. Most of you here and everyone on the list made a real contribution. I hope you will feel that you own this if you will, because we were in this role at the center of the work but it is other people doing the work. I dont know what it means to own ellis gardens. This is a community asset. This is Affordable Housing forever to serve people with low incomes forever. There will be a whole generation of people here 40 or 50 years from now celebrating the next rededication. It is a profound moment that i hope we can all appreciate how important not just the rededication but renewal. Grateful to be a part of it. Thank you all for coming. [applause. ] five four, three, two, one. [cheers. ] my son and i was living in my car. We was in and out of shelters in San Francisco for almost about 3. 5 years. I would take my son to school. We would use a public rest room just for him to brush his teeth and do a quick little wipeoff so it seemed he could take a shower every day. It was a very stressful time that i wish for no one. My name is mario and i have lived in San Francisco for almost 42 years. Born here in hayes valley. I applied for the San Francisco Affordable Housing lottery three times. My son and i were having to have a great happened to have a great lottery number because of the neighborhood preference. I moved into my home in 2014. The neighborhood preference goal was what really allowed me to stay in San Francisco. My favorite thing is the view. On a clear day, im able to see city hall and on a really clear day, i can see salesforce tower. We just have a wonderful neighborhood that we enjoy living in. Being back in the neighborhood that i grew up in its a wonderful, wonderful experience. Now, we can hopefully reach our goals, not only single mothers, but single fathers, as well who are living that. Live your dream, live your life good afternoon. Ill call role now. role call . Agenda item number 2 the items appearing or not appearing on the agenda, ill call for a Public Comment. Thank you ethic commissioners and thank

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