Geopolitical concerns and rising crude oil prices may cause short-term volatility in equity markets, but are less likely to have a lasting impact. The Indian economy is stable, with robust earnings growth and strong domestic liquidity. Geopolitical concerns could disrupt the commodity cycle, particularly oil, but there is no direct evidence of significant disruptions. The substantial growth in systematic investment plan (SIP) flows is positive for the mutual fund industry and equity markets. Investors should approach fund selection cautiously and seek advice from financial experts.