talking about a stock market that's booming. i'm telling, you are talking about a stock market that today is growing because of the regulatory climate and because now they realize -- >> where is this growth? >> sir, sir, we need to point something out. one of the main reasons you saw the recession, you saw the crash happen was because of lack of regulation. because there wasn't enough regulation we saw the subprime crisis happen. because you saw predatory lending practices. those practices we then saw regulation put on since 2008. banks put more money on their balance sheet and they were safer. we have seen a steady climb in the stock market. now the party started with deregulation forgetting regulation exists to protect people. if you want to deregulate across the board, giddy up. guess what's going to happen? we could face another reckless environment. >> i was in the business world back then. >> so was i. >> the regulatory climate, although there were regulations, the regulators were not