remember? when real estate prices crashed. as an investor, do you want your money in buying bonds that pay 2% interest rate? i like investing in real estate. i think the american housing is going to continue to do very well. i hope so because i own two houses i am trying to sell so i have to get rid of that house. and by the way, if the housing market crashed like it did in 2008-2009 it would cause a recession. but so far the last three months the housing data has been good. new home sales are good, construction numbers are pretty good. look, i guess i am pretty happy where the u.s. is right now economically. the one thing we really need, what we really need in 2016, americans need a pay raise. we are creating more jobs but the american workers haven't seen a pay raise in ten years. let's hope this christmas next year americans have more money in their wallet.