of all types of people who were going to be exempt from the penalty for not having insurance. >> what is the penalty? >> they'll be uninsured. >> what's the penalty? >> is it 2 starts at 95 a first year. >> if it's that expensive, costing 20 grand, why not take the penalty? >> because people want to have coverage for their family. they're worried about not having coverage for their children. more bad news. the irs announced this week that people who get coverage at work, that's the way most people get it, that don't have family coverage and very few will because of the cost now, their children will be ineligible for a subsidy on the health insurance exchange so there will be millions of children who can't get insurance even though their parents have it. finally, it was announced this week that many, many millions of people who thought they were going to be covered by medicaid expansion won't be eligible for that, either. all in all, it looks like $20,000 for a family plan, and