we have a graph to show. economists are blaming the federal government entering the student loan market. it is creating a bubble like the housing bubble. >> in the school year 93 percent of all student loans were government issued loans. these aren't private loans we are talking about here this is the government getting into the college business and driving up tuition prices. now you have more and more folks falling behind on these payments as overall student debt sky rockettes in the country. the overall level of consumer debt is way down since the recession. this is the one area ballooning. those that are behind on the payments 90 or more days now stand at 11 percent. it is around 9 percent. people can't afford to pay off their debt especially if they