here, alisyn. so it becomes more and more expensive. so you have discounted reimbursements, but the costs are going up, and the stress of the recession is causing workers to be very upset, have more health problems and the need increases. but there's no breaks on the -- brakes on the system, there's no way to slow down the use of all this health services, and that's something not considered by omabacare whatsoever alisyn: but remember, when the president was pushing for this health care reform law, he said that prices were spiralling, costs were spiralling out of control. that's why we needed this. would these things have happened without the health care overhaul you're talking about? >> i don't think so. you know what's most eye ironic about this report? the only way that we're controlling costs right now, 17 percent of employers say going to high deductible insurances, where people are paying out of pocket, is actually helping to keep costs down, at only 8.5 increase, but alisyn, that's exactly what the health care reform law is going to be doing away with by 2014. so without the high deductible insurance where