it doesn't seem a week goes by there's not a new loophole exposed that costs the taxpayers a lot of money. we're not bending the health care curve at you will an and to ben's point maybe repealing would be the right thing to do, to get a right. >> number one, you can expect us to continue to fine things if a bill that ran in thousands of pages, i don't think that was a good idea, but it doesn't shock me either. i don't think that we should have expected it to bend the health care costs curve when its provisions haven't kicked in yet or have been-- or some of which have been-- have kicked in for a matter of weeks and so, no, charles, i don't think this is good evidence to repeal a law that a lot of people worked hard on and which still-- or for which the regulations stel need to be written. >> ben, final word to you on this. >> well, what do you think is worth doing about it, if i might say. i know i have the final word. come on when you have millions