going to school right here in your hometown? >> with federal financial aid, it comes out to about $45,000 a year, so -- yeah. >> reporter: that's what you're saving. >> uh-huh. >> reporter: so over four years, do the math. >> $180,000. >> yeah. >> reporter: that you will not have to deal with. for some families this once in a lifetime opportunity means their children receive a college education that they otherwise couldn't afford, especially for families like the gillfeathers who have two sons attending the college. >> i have been a successful home builder, developer, and the home building crisis devastated my business, and i went bankrupt. so it couldn't have come at a better time for our family. you don't know if it could ever happen, and then it's made possible, it's a gift. >> she couldn't get that anywhere else. so we're grateful for the scholarship. at least i am. >> me too. because i'm pretty sure i would have had to pay a lot of loans.