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Going to school right here in your hometown? with federal financial aid, it comes out to about $45,000 a year, so yeah. reporter: that s what you re saving. uh-huh. reporter: so over four years, do the math. $180,000. yeah. reporter: that you will not have to deal with. for some families this once in a lifetime opportunity means their children receive a college education that they otherwise couldn t afford, especially for families like the gillfeathers who have two sons attending the college. i have been a successful home builder, developer, and the home building crisis devastated my business, and i went bankrupt. so it couldn t have come at a better time for our family. you don t know if it could ever happen, and then it s made possible, it s a gift. she couldn t get that anywhere else. so we re grateful for the scholarship. at least i am. me too. because i m pretty sure i would have had to pay a lot of loans. ....