Dear reader, happy new year. I hope you had a restful holiday and crossover. Somehow, given what our country is going through, from the killings in the Middle Belt to the rising tribalism, to the economy, things probably looked tough. Like many in my circle, I have seen a sharp rise in people asking me for help, and to be honest, I need help myself as well. Things are that tough. Here is hoping that the worst of 2024 will be better than the best of 2023.