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and showing no signs of returning to work, those benefits would be stopped if they didn't take part in some workplace return to the workplace scheme. i'm nowjoined by thomas lawson, chief executive of a benefits charity of the thank you for being here for the what did you make of that decision? to stop benefits from those who are not trying to get actively back into work? ., , ., ., , trying to get actively back into work? .,, ., .,, .,, work? crop that was the most concerning — work? crop that was the most concerning thing _ work? crop that was the most concerning thing my - work? crop that was the most. concerning thing my colleagues work? crop that was the most - concerning thing my colleagues heard today to stop what is it really means to completely stop someone but benefits after they have been through a period of perhaps two years try to get into work? chances are there are real issue stopping from working for the it's interesting to hear the conservatives talk about compassion. that stops the dignity, respect and understanding and normally, when we are taking 250 call today to our helpline from people who are really struggling with the cost of living, that cost of living problem hasn't gone away. we are talking about inflation of 4.6%, but food inflation of 4.6%, but food inflation is at 10.1% and if food is one of the biggest things you are spending, your experience of inflation is way north of that. i think there are real challenges put up the rhetoric about stopping, this is going to challenge you, when people are already struggling, that's going to cause erosion of trust and it's going to cause anxiety and possibly further ill—health. that was really concerning. ill-health. that was really concerning.— ill-health. that was really concerninu. ~ , concerning. might say, come up o- osina concerning. might say, come up opposing if— concerning. might say, come up opposing if you _ concerning. might say, come up opposing if you have _ concerning. might say, come up opposing if you have not - concerning. might say, come up opposing if you have not been i opposing if you have not been looking at work for 18 months, you get a further six months, part of this training work programme, only then would your benefit stopped, and that will be the challenge, how to differentiate between those who simply don't want to work and those who can't work for whatever reason, and that's where you come in, the people who want to work but struggle to find that work the what are some of the barriers preventing people returning? of the barriers preventing people returnin: ? ., ., , returning? from there are still 140,000 returning? from there are still 140.000 people _ returning? from there are still 140,000 people with - returning? from there are still 140,000 people with long - returning? from there are still. 140,000 people with long throw returning? from there are still- 140,000 people with long throw the result of poor mental health because of the last few years. there are some very real, genuine reasons, physical disabilities, very real reasons why people are not working, and i think that creating the rhetoric, we are co—take away your benefits, must be very anxiety provoking people facing that difficulty. it is never really our experience that people are avoiding work. , ,.,, ., experience that people are avoiding work. , ., , experience that people are avoiding work. ., ,~ work. opposition party so the solution to — work. opposition party so the solution to getting _ work. opposition party so the solution to getting people - work. opposition party so the | solution to getting people into work. opposition party so the - solution to getting people into work is solving waiting lists and improving mental health care, because those are some of the red berries to if you are on a waiting list, they can't get back to work. it feels like that could be one way of doing it in conjunction with other proposal. what would you see as the best way to get more people into work if it's not cutting benefits? i into work if it's not cutting benefits?— into work if it's not cutting benefits? ., ., . ~ ., benefits? i would tackle the idea that people _ benefits? i would tackle the idea that people are _ benefits? i would tackle the idea that people are poor _ benefits? i would tackle the idea that people are poor because - benefits? i would tackle the idea - that people are poor because they're lazy and stupid and don't know how to organise their people on low incomes know how to manage budgets better than most people. that rhetoric around needing to punish people is really unhelpful. that's the thing i would stop first. all the thing i would stop first. all the other things, addressing housing, health problems, all the things, they were welcome in today statement, but the rhetoric is unhelpful. i5 statement, but the rhetoric is unhelpful-— unhelpful. is thank you for explaining _ unhelpful. is thank you for explaining some _ unhelpful. is thank you for explaining some of - unhelpful. is thank you for explaining some of those l unhelpful. is thank you for - explaining some of those changes there is so much for us to get through to explain what's been happening today to the full coverage of the autumn statement on this website with all the details you need to know later, we will answer some of your questions. keep them coming into the eye will be joined by personal finance experts to look at what we have heard today and what difference it could mean for your budgets at home. let's bring you up—to—date with some of the other main stories. the covid inquiry has just finished for the day in central london to sir chris whitty, the chief medical officer, stated he didn't believe all parts of number ten appreciate the urgency with which action needed to be taken in the early days of the pandemic. his former deputy, jonathan dan tan, began giving evidence they admitted there were times the pressure nearly led him to resign ml; there were times the pressure nearly led him to resign— led him to resign my view is that althouah led him to resign my view is that although there _ led him to resign my view is that although there were _ led him to resign my view is that although there were lots - led him to resign my view is that although there were lots of- although there were lots of expressions about the nhs overwhelm that was possible, my view is that we were, we were the first to run out of high—intensity care beds and it is possible within a couple of weeks, if we had not acted when we did, we would have reached a position where the number of people requiring admission with covid severe enough to require hospital care could not have been admitted. jonathan van—tam speaking after chris whitty finished giving evidence. there is full coverage of that on the website and live streams if you want to follow that. you can do so on the iplayer or the website. we are in westminster following events of the autumn statement we had the response from the shadow chancellor, rachel reeves, telling us what she made of that statement from the chancellor, and let me play you a bit of what she had to save it is clear that today's labour is the party of economic and fiscal responsibility for and what have the conservatives learnt? the conservatives learnt? the conservatives have learnt absolutely nothing. mr speaker, the country is crying out for change. a decaying government can change its personnel but they have failed to change the direction of our country for in 13 years, we have had seven chancellors. you wouldn't run a business like this. we can't run a country like it either. and the prime minister can't even promise that this chancellor will be in place at the next election. rachel reeves. place at the next election. rachel reeves- let's _ place at the next election. rachel reeves. let's talk _ place at the next election. rachel reeves. let's talk to _ place at the next election. rachel reeves. let's talk to liz - place at the next election. rachel reeves. let's talk to liz gentle, l reeves. let's talk to liz gentle, labour shadow secretary of state for work and pensions to the chancellor says this is about getting people back into work and he says it's not an statement for growth or do you agree? an statement for growth or do you auree? ., , ., ., agree? no,, the statement laid bare how families — agree? no,, the statement laid bare how families are _ agree? no,, the statement laid bare how families are worse _ agree? no,, the statement laid bare how families are worse off _ agree? no,, the statement laid bare how families are worse off because l how families are worse off because the country is worse off. under this parliament, we now know that we will see the biggest fall in living standards since records began. and that, despite the announced tax cut, the tax burden is still going to be the tax burden is still going to be the highest for 70 years. the reason why is the country is not growing. and that is what we need to change if we are going to put money into people pockets and get our public services back on their feet. the urowth services back on their feet. the growth figures _ services back on their feet. the growth figures were pretty damning from the independent office for budget responsible to, say next year would fall to 1.7%, down from their previous forecast, 2025, previously forecasted 2.5, now down to 1.4% dip that's after everything the chancellor has announced, taking into account everything the chancellor has said. so his plan isn't going to get the country growing again at labour's plan would get britain building again, would get britain building again, would get british businesses investing again and give us the skills we need to really unleash the talents of the british people. we need a different approach because what the government are doing is not working. what approach because what the government are doing is not working.— are doing is not working. what if the labour— are doing is not working. what if the labour plan? _ are doing is not working. what if the labour plan? we _ are doing is not working. what if the labour plan? we need - are doing is not working. what if the labour plan? we need to - are doing is not working. what if the labour plan? we need to get britain building _ the labour plan? we need to get britain building again _ the labour plan? we need to get britain building again to - the labour plan? we need to get britain building again to build . the labour plan? we need to get| britain building again to build the houses that people need and to build the critical infrastructure we need. to get britain growing. we also really need to get businesses investing, and our plan for a national wealth fund, where public sector investment will lift in the private sector to create the new high skill, high wage jobs for the future, but crucially, do, it's about equipping the british people with the skills we need, with new technical excellence colleges and really changing apprenticeships. that is what businesses say to me in my constituency is, they need long—term certainty, they need proper infrastructure as they need the people to have the skills they need to succeed. that's what the labour plan is and i'm afraid what you have seen from jeremy hunt today is just more of the same. you have seen from jeremy hunt today isjust more of the same.— isjust more of the same. jeremy hunt pointing — isjust more of the same. jeremy hunt pointing out _ isjust more of the same. jeremy hunt pointing out that _ isjust more of the same. jeremy hunt pointing out that your - isjust more of the same. jeremy hunt pointing out that your plan | hunt pointing out that your plan would load debt on to future generations, extra borrowing, extra spending, whichjust push generations, extra borrowing, extra spending, which just push the problem down the line you talk about business investment the government put out this is the largest tax cut in modern history, that full, every £1 that business invest in new equipment, they get 25p back in tax cuts. let's welcome for business and encourage them to make long—term decisions. encourage them to make long-term decisions. ., . , encourage them to make long-term decisions. ., ., , ., decisions. from anything that encourages — decisions. from anything that encourages businesses - decisions. from anything that encourages businesses to - decisions. from anything that - encourages businesses to invest. we have been calling for the government to have more certainty for business investment but what businesses will also say is they need people to have the skills they need to employ so their business can grow and they need certainty. the tories want to try and eradicate the past but they cracked the economy, there are unfunded tax cuts and unfunded borrowing said the economy into a spiral and labour has changed. we have shown that fiscal responsibility is at the heart of our approach. and businesses need to look for security look what happened over hs2, £45 billion spent and then they pulled the plug. businesses need certainty that what labour is offering. liz need certainty that what labour is offerina. ., ., ~ need certainty that what labour is offerina. ., ., ,, , ., offering. liz kendall, thank you, shadow secretary _ offering. liz kendall, thank you, shadow secretary of _ offering. liz kendall, thank you, shadow secretary of state - offering. liz kendall, thank you, shadow secretary of state for i offering. liz kendall, thank you, i shadow secretary of state for work and pensionsjoining me in westminster. we are going to return to the autumn statement in a second worker to try and answer some of your questions about what the announcement could mean for you. i want to bring you up—to—date with another main story that is new is an agreement has been route to pause the fighting between israel and hamas in order to release 50 of the hostages that were abducted from israel in the 7th of october tax. abducted from israel in the 7th of octobertax. hamas, dismissed october tax. hamas, dismissed literal octobertax. hamas, dismissed literal position by the government, saysin literal position by the government, says in exchange 150 palestinian presence will be freed from israeli prisons. the pores, which could begin in 24 hours, is due to last forfour days per dip with begin in 24 hours, is due to last for four days per dip with the details, it was our correspondence. 47 days into this war, much of gaza lies under rubble. in the latest deadly fighting, children are said to have been crushed here in this camp in an israeli strike which hit a family home. and they also morning here in khan younis, despite people had heard news of a truce and desperately want it to stick. irate desperately want it to stick. we have been _ desperately want it to stick. , have been fleeing from one place to another. we hope the ceasefire would be good that we will see positive solutions. we want people to live in peace so they can go back to their jobs and houses and have stability. plan, sign it off in the early hours. they are great of plan, sign it off in the early hours. they are great- plan, sign it off in the early hours. they are great of at least 50 hosta . es hours. they are great of at least 50 hostages would _ hours. they are great of at least 50 hostages would be _ hours. they are great of at least 50 hostages would be released, - hours. they are great of at least 50 hostages would be released, all. hostages would be released, all women and children. that would be overfour women and children. that would be over four days women and children. that would be overfour days while women and children. that would be over four days while fighting in gaza would be paused. the release of every additional ten hostages will result in one additional day of course. now, these are some of the israeli children who could soon return home. this child is four and loves football. this is the youngest hostage, just ten months old. in tel aviv last night, campaigners stood together as ministers met. they have been keeping up public pressure to bring their loved ones home. nervously waiting for news, this man is seven relatives missing, including his young grandchildren. nobody told me my family would be in this deal. ok for their 40 children inside gaza and they are going to release only 30. where are the others? i don't know the i hope that everybody will be released. palestinian families are also expecting to hear about women and teenagers set to be released from israeli jails as part of the deal to dip an official responsible for prisoners believes it's an important step. prisoners believes it's an important ste -. , prisoners believes it's an important ste. , . prisoners believes it's an important ste . _ , ., . ., prisoners believes it's an important ste. , ., , .,., step. this deal could signal a chance step. this deal could signal a change in — step. this deal could signal a change in the _ step. this deal could signal a change in the general - step. this deal could signal a - change in the general atmosphere. this could calm the situation and create a new reality. aha, this could calm the situation and create a new reality.— this could calm the situation and create a new reality. a few hundred more lorry-loads _ create a new reality. a few hundred more lorry-loads of _ create a new reality. a few hundred more lorry-loads of aid _ create a new reality. a few hundred more lorry-loads of aid expected i more lorry—loads of aid expected during the truce should help improve the dire humanitarian situation in gaza. more fuel, which has been in short supply, is to be allowed in. for now, on all sides, there is cautious activism is the desperate optimism. much more on that story for you, optimism. much more on that story foryou, including optimism. much more on that story for you, including the live page updated with all the developments from the conflict. you can find that on the bbc news website. now, it's time for your questions answered. now, let's try and answer some of your questions on the announcements that were made by the chancellor in the autumn statement. to answer the many questions you have sent in, i'm joined by lawsuit, head of personal finance at the investment platforms aj bell and also somebody from a consumer finance specialist. aj bell and also somebody from a consumerfinance specialist. nice aj bell and also somebody from a consumer finance specialist. nice to see you both. loads to get through, so let's jump into the questions. a question here, i'd like to know the implications of abolishing class two national insurance contributions. what effect will that have on self—employed people? it is self-employed people? it is scrapping — self-employed people? it is scrapping an _ self-employed people? it is scrapping an entire - self—employed people? it 3 scrapping an entire class of national insurance. firstly, it will make it simpler to refile district file tax returns, theyjust have one national insurance pay for class two contributions give you entitlement towards things like state pension for the government says you will still get that entitlement. you just don't need to pay the fee, which at the moment is about three per 50 weeks, in order to get that entitlement is the one question from chris, i understand they are making those contributions gives people years of their state pension, so how can they do that going forward you will still automatically get out from the government, that contribution towards your state pension. so you need a certain amount of years to qualify for the full state pension for you will get those credits towards it without paying that david used or crucially will be able to voluntarily pay to top up that record, so some people have gaps in their national insurance record will need to pay to top up. they can still do that but it's just the average person, self employed person, doesn't now need to pay those close to contribution. can compress this question is from rachel, a self—employed lower earner and has often paid voluntary contusions of type two ni to keep contribution to top up. is to contusions of type two ni to keep contribution to top up.— contribution to top up. is to do to do it or with _ contribution to top up. is to do to do it or with lower _ contribution to top up. is to do to do it or with lower earners - contribution to top up. is to do to do it or with lower earners worse | do it or with lower earners worse off and put have miss out on a full pension question there are concerns about the as pension question there are concerns about th ., , ., ., pension question there are concerns aboutth ., ., ., about the as laura says, at the moment. _ about the as laura says, at the moment. the _ about the as laura says, at the moment, the situation - about the as laura says, at the moment, the situation is - about the as laura says, at the moment, the situation is that, | about the as laura says, at the i moment, the situation is that, if you have — moment, the situation is that, if you have profits of over 12,570 a year. _ you have profits of over 12,570 a year. you — you have profits of over 12,570 a year, you have to pay class two national — year, you have to pay class two national insurance to if it's below that you — national insurance to if it's below that you can make voluntary contributions to what's been said in the pit _ contributions to what's been said in the pit work— contributions to what's been said in the pit work that goes with the autumn — the pit work that goes with the autumn statement today is that if those _ autumn statement today is that if those people have profits above 12.570 _ those people have profits above 12,570 and those between 6725 and call 570. _ 12,570 and those between 6725 and call 570, they will get their entitlement to benefits. we don't know _ entitlement to benefits. we don't know how — entitlement to benefits. we don't know how that's going to happen, because _ know how that's going to happen, because there detail about how that will work— because there detail about how that will work the that will come in the finance _ will work the that will come in the finance bill, and i think a lot of people — finance bill, and i think a lot of people are _ finance bill, and i think a lot of people are interested. what is the process— people are interested. what is the process to — people are interested. what is the process to make sure people don't ntiss— process to make sure people don't miss out? — process to make sure people don't miss out? what it also said his people — miss out? what it also said his people with very low earnings who are self—employed, so below 6725, can still— are self—employed, so below 6725, can still continue to make voluntary class _ can still continue to make voluntary class to _ can still continue to make voluntary class to ni — can still continue to make voluntary class to ni contributions after april — class to ni contributions after april. the government will freeze it at this— april. the government will freeze it at this year— april. the government will freeze it at this year but will promote it's going _ at this year but will promote it's going up— at this year but will promote it's going up to £3 70 from april. useful clarification. a question, and i put this to _ clarification. a question, and i put this to you. — clarification. a question, and i put this to you, sarah, from andrew, who says. _ this to you, sarah, from andrew, who says. and _ this to you, sarah, from andrew, who says. and can— this to you, sarah, from andrew, who says. and can i — this to you, sarah, from andrew, who says, and can i earn 23,750 per year forthe— says, and can i earn 23,750 per year for the how— says, and can i earn 23,750 per year for the how much better off will be? what do _ for the how much better off will be? what do we — for the how much better off will be? what do we know? it for the how much better off will be? what do we know?— for the how much better off will be? what do we know? it depends whether he is self-employed _ what do we know? it depends whether he is self-employed or— what do we know? it depends whether he is self-employed or employed - what do we know? it depends whether he is self-employed or employed if. he is self—employed or employed if he is self—employed or employed if he is self—employed or employed if he is employed, because there is going _ he is employed, because there is going to — he is employed, because there is going to be a change also to the national— going to be a change also to the national insurance rate that people who are _ national insurance rate that people who are employed pay, so that's going _ who are employed pay, so that's going down from 12% to 10%, and that is taking _ going down from 12% to 10%, and that is taking effect from january the 6th next — is taking effect from january the 6th next year. so on that basis is going _ 6th next year. so on that basis is going to — 6th next year. so on that basis is going to he — 6th next year. so on that basis is going to be about £220 a year better off. going to be about £220 a year better off it _ going to be about £220 a year better off it is _ going to be about £220 a year better off it is a _ going to be about £220 a year better off. it is a help but our cost of living — off. it is a help but our cost of living research has shown people are paying _ living research has shown people are paying on _ living research has shown people are paying on average almost £500 a nionth_ paying on average almost £500 a month extra in household bills and food, _ month extra in household bills and food, so _ month extra in household bills and food, so although these changes and the scrapping of the class two national— the scrapping of the class two national insurance are welcome, there _ national insurance are welcome, there are — national insurance are welcome, there are a — national insurance are welcome, there are a drop in the ocean compared _ there are a drop in the ocean compared to what people are experiencing. prices still rising, even _ experiencing. prices still rising, even though inflation is coming out that same — even though inflation is coming out that same morning for the- even though inflation is coming out that same morning for the prices are still auoin that same morning for the prices are still going up- _ that same morning for the prices are still going up. laura, _ that same morning for the prices are still going up. laura, i'm _ still going up. laura, i'm self—employed and i earn less than 12 570 is says and endorsed it to what is the abolition of class two contributions mean for me? simply, not a lot, because _ contributions mean for me? simply, not a lot, because if _ contributions mean for me? simply, not a lot, because if you _ contributions mean for me? simply, not a lot, because if you earn - contributions mean for me? simply, not a lot, because if you earn less . not a lot, because if you earn less on the threshold, you're not paying class two contributions unless you are voluntarily choosing to do so for the abolishing those class two contributions won't affect you because you're not paying it at the moment. you can still voluntarily make this contributions that it will be frozen at the rate of 3.4537 vote. that individual can carry on paying if they want. but they will not be able another one, does it mean that measures brought in today, says alistair in scotland, it doesn't include scotland and we'll have to wait for our budget in december are actually the ni change won't affect us unless they also bring in? clarify what a prize worth the trip bring in? clarify what a prize worth the tri -_ , , .., , bring in? clarify what a prize worth thetri_ , , , the trip interesting, because some texts are devolved _ the trip interesting, because some texts are devolved to _ the trip interesting, because some texts are devolved to the - the trip interesting, because some texts are devolved to the scottish | texts are devolved to the scottish parliament and some are still held at westminster. income tax is one that scotland decide on they have tried different rates to the rest of the uk but ni is set at westminster. so the change with the government about today will also be rolled out so it will be the same system that they may make changes to their income tax at their own budget that would be separate.— would be separate. thank you for persevering- _ would be separate. thank you for persevering. there _ would be separate. thank you for persevering. there was _ would be separate. thank you for persevering. there was some - would be separate. thank you for l persevering. there was some noise would be separate. thank you for - persevering. there was some noise at sale westminster but will go on all the saints of the a question from matt, are they doing anything regarding a threshold for the high income child benefit charge christmas it seems that the 50,000 threshold is unchanged since the charge was introduced ten years ago. look at inflation, that will be close to 65,000 pattern of the he says the government have been penalising hard—working parents for too long for the what did we hear about that?— too long for the what did we hear about that? ., , ., about that? nothing in the statement about that? nothing in the statement about that? nothing in the statement about that had _ about that? nothing in the statement about that had a _ about that? nothing in the statement about that had a good _ about that? nothing in the statement about that had a good scan _ about that? nothing in the statement about that had a good scan through . about that had a good scan through the as— about that had a good scan through the as he _ about that had a good scan through the as he says, this charge, if you have _ the as he says, this charge, if you have a _ the as he says, this charge, if you have a couple where one claims child benefit, _ have a couple where one claims child benefit, if _ have a couple where one claims child benefit, if one member of the couple, — benefit, if one member of the couple, whether that's the person claiming _ couple, whether that's the person claiming or— couple, whether that's the person claiming or not, earns more than 50,000 — claiming or not, earns more than 50,000 per— claiming or not, earns more than 50,000 per year, that child benefit they end _ 50,000 per year, that child benefit they end up paying tax on the benefit — they end up paying tax on the benefit. that threshold is not written — benefit. that threshold is not written since the income charge was introduced _ written since the income charge was introduced in 2013 the there are ways. _ introduced in 2013 the there are ways, so— introduced in 2013 the there are ways, so when we safe there is a £50,000 — ways, so when we safe there is a £50,000 threshold, it's not your overall— £50,000 threshold, it's not your overall salary, so certain things are taken— overall salary, so certain things are taken of that. it's important to understand — are taken of that. it's important to understand not everybody and £50,000 will be _ understand not everybody and £50,000 will be affected, to things like pension— will be affected, to things like pension contributions will be taken off that _ pension contributions will be taken off that. but there are certainly a number— off that. but there are certainly a number of— off that. but there are certainly a number of people are being taken into this _ number of people are being taken into this high income charge and it's not— into this high income charge and it's notjust the into this high income charge and it's not just the amount they pay it's not just the amount they pay its the _ it's not just the amount they pay it's the fact you have to fill in self—assessment return to do it, and that's— self—assessment return to do it, and that's the _ self—assessment return to do it, and that's the kind of thing that, for people — that's the kind of thing that, for people without other earnings wouldn't normally fill in a subsequent return, some people find it worrying _ subsequent return, some people find it worrying what you don't realise that's _ it worrying what you don't realise that's what they have to do. let's talk about— that's what they have to do. let's talk about pensions, because this is not one _ talk about pensions, because this is not one. ~ ., not one. with the minimum wage increase income _ not one. with the minimum wage increase income will _ not one. with the minimum wage increase income will have - not one. with the minimum wage increase income will have to - not one. with the minimum wage increase income will have to alter increase income will have to alter in role part—time employees into a pension? a question for you, sarah. simply, yes. if they meet the other eligibility— simply, yes. if they meet the other eligibility criteria, so that is currently _ eligibility criteria, so that is currently being eight 22 or over, under— currently being eight 22 or over, under state pension age, and that £10,000 — under state pension age, and that £10,000 threshold applies for an individual— £10,000 threshold applies for an individual to eachjob, so it does mean _ individual to eachjob, so it does mean that— individual to eachjob, so it does mean that the rise in the next living — mean that the rise in the next living wage that for some people, more _ living wage that for some people, more women than men, who perhaps have too— more women than men, who perhaps have too much part—time jobs that are paying — have too much part—time jobs that are paying the national living wage, they may— are paying the national living wage, they may now get automatically rolled _ they may now get automatically rolled into two pensions. for employers, morph their staff could potentially be automatically rolled. and roller, a special for carer's and roller, a specialfor carer�*s allowance increasing by the same percentage as living wage question david says, my wife gets carer�*s allowance but is on the living wage and her threshold doesn't increase by the same amount of earnings. this is about incentives to work on things that in the system are preventing people go back to work. it's an interesting implication of raising the minimum wage, that it has knock—on effects. all rumoured, but also on people's intention is to get back to work, so it's a meaty increase in the middle wage. obviously, there are knock—on impacts on people and we have to sift through the documents and the wording to be clear on how it impacts all the different people. it's been a hectic afternoon and we haven't sifted through all of those documents yet. for questions like that, we need to dig into the details of the— that, we need to dig into the details of the ., . ., , details of the there are certainly details of the there are certainly details that _ details of the there are certainly details that people _ details of the there are certainly details that people will - details of the there are certainly details that people will be - details of the there are certainly i details that people will be affected by in different ways on the question of carer�*s by in different ways on the question of ca rer�*s allowance by in different ways on the question of carer�*s allowance but the living wage, reducing hours, people will be making the potential decisions about what they do based on what they heard today honourable lady carer�*s allowance is due to rise by inflation in september, 6.7%. that's what we expected to but threshold, currently 130 comes with, what you can earn _ currently 130 comes with, what you can earn and — currently 130 comes with, what you can earn and get carer's allowance, i can earn and get carer's allowance, i don't _ can earn and get carer's allowance, i don't know— can earn and get carer's allowance, i don't know what that will increase by the _ i don't know what that will increase by the looking at the national living — by the looking at the national living wage rises, that would work out at _ living wage rises, that would work out at about 12 hours of work a week for somebody on the new rate of the national— for somebody on the new rate of the national living wage, so as laura was saying. _ national living wage, so as laura was saying, if that rate doesn't go up, was saying, if that rate doesn't go up. that— was saying, if that rate doesn't go up, that could mean more people find their carer's_ up, that could mean more people find their carer's allowance is affected they are _ their carer's allowance is affected they are being given to buy one hand but potentially been taken away by another _ but potentially been taken away by another but we need to have a closer look at _ another but we need to have a closer look at all _ another but we need to have a closer look at all the autumn statement documents to clarify that. the devil is in the detail— documents to clarify that. the devil is in the detail will— documents to clarify that. the devil is in the detail will focus _ documents to clarify that. the devil is in the detail will focus on - documents to clarify that. the devil is in the detail will focus on what i is in the detail will focus on what we didn't hear, because that's a important, what is not and what isn't a question from dave, who says there was a suggestion changes could be made to isa perimeter of the anything change?— be made to isa perimeter of the anything change? there were tweaks around the edges, _ anything change? there were tweaks around the edges, and _ anything change? there were tweaks around the edges, and was _ around the edges, and was disappointed is a lot of things that were trailed ahead of time didn't actually come to fruition. think about the number of new stories about the number of new stories about iht changes, for example, isa is changes, stamp duty changes, these didn't happen. i have done through documents and there is no net with isas, a few small changes, so the plan you can open more than one of each type per year has been brought forward for the currently you can only open one cash isa per yearfor one you can only open one cash isa per year for one stocks you can only open one cash isa per yearfor one stocks and you can only open one cash isa per year for one stocks and shares. this means you can open multiple cash isas per year, which would help save a shopping around the rather than opting for a cash isa and being slightly looks into the deal for a taxi, they can shop around, which is important if we think about when rates are present and it's worth shopping red for saving rates. there was another small change in their on something very deeply called fractional shares. something very deeply called fractionalshares. i something very deeply called fractional shares. i would go too deeply into this. effectively, it means, you can buy parts of shares to this is an ongoing debate between platforms at the government that it looks like the government may allow them in some form. big corporations, even for one — them in some form. big corporations, even for one share, _ them in some form. big corporations, even for one share, its _ them in some form. big corporations, even for one share, its many - even for one share, its many hundreds of pounds, service lets you buy a bit of one and put it into your portfolio. buy a bit of one and put it into your portfolio-— buy a bit of one and put it into your portfolio. exactly, so small investors can — your portfolio. exactly, so small investors can better— your portfolio. exactly, so small investors can better invest - your portfolio. exactly, so small. investors can better invest directly investors can better invest directly in shares without having to put £200 or more to buy a single share in a company. but the government wording around this was quite woolly and a bit vague about exactly what it will do that it said it will allow some fractional shares. we really need to know which ones it's going to allow and what criteria it is applied. sara, a final thought about what we didn't hear questions much touted, inheritance tax, changes to that, but it was condemned early on as being tone deaf in a kosovan crisis because it would affectjust being tone deaf in a kosovan crisis because it would affect just 4% being tone deaf in a kosovan crisis because it would affectjust 4% of the states of the top 1% of earners. —— a cost of living crisis it’s the states of the top 1% of earners. -- a cost of living crisis— -- a cost of living crisis it's a tax very _ -- a cost of living crisis it's a tax very few _ -- a cost of living crisis it's a tax very few people - -- a cost of living crisis it's a tax very few people pay - -- a cost of living crisis it's a tax very few people pay the l -- a cost of living crisis it's a | tax very few people pay the it -- a cost of living crisis it's a - tax very few people pay the it was flagged _ tax very few people pay the it was flagged as being a potential change and then— flagged as being a potential change and then it was disappeared quite quickly— and then it was disappeared quite quickly one thing to call out, if there — quickly one thing to call out, if there was— quickly one thing to call out, if there was to be any change, at the moment— there was to be any change, at the moment we — there was to be any change, at the moment we know couples who live together _ moment we know couples who live together but are not married to often _ together but are not married to often get — together but are not married to often get caught out because if you are married you can effectively double — are married you can effectively double your inheritance tax allowance and especially if you own the property. there is a situation where _ the property. there is a situation where couples who live together and are not— where couples who live together and are not married don't realise how little _ are not married don't realise how little they— are not married don't realise how little they can live to each other, so that's — little they can live to each other, so that's one to keep an eye on for future _ so that's one to keep an eye on for future budgets. we so that's one to keep an eye on for future budgets.— so that's one to keep an eye on for future budgets. we will keep an eye on it i'm future budgets. we will keep an eye on it l'm sure _ future budgets. we will keep an eye on it i'm sure we'll _ future budgets. we will keep an eye on it i'm sure we'll talk _ future budgets. we will keep an eye on it i'm sure we'll talk again - on it i'm sure we'll talk again since the thank you, both the tip and take it our dj who has joined since the thank you, both the tip and take it our dj who hasjoined us down here, making his voice heard throughout the afternoon. some of your questions and hopefully some answers to them. iam ben i am ben thompson live in westminster. on the day the chancellor has delivered an autumn statement. he said it is an autumn statement. he said it is an autumn statement for growth stop i will run you through the details you need to know. as part of those tax and spending plans we also had forecasts for how the economy will fare. the chancellor revealing the latest forecast for the independent office budget responsibility. they downgraded their forecasts and said the economy would grow byjust 0.6% this year. and by 0.7% in 2024. we have talked a lot about inflation. they have forecast that will drop to 2.8% by the end of 2024, saying it would only fall to the 2% target by 2025. the office for budget responsibility also forecast underlying debt. that will be 91.6%. it will rise to 92.7% between 2024 and 2025. a day of significant developments and a day of significant noise. let's get a recap of today's events with our political correspondent damian grammaticas. tax cuts. just a few weeks ago, he said they were virtually impossible. is now the right time - for tax cuts, chancellor? now he says we can afford them. are you being honest- with the public about the state of the economy, chancellor? jeremy hunt has some good news he wants to trumpet.

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