[author: Carter Lawson]
The Eighth Circuit Court of Appeals held that the actions of a debt collector are not necessarily imputed to a debt buyer. This holding reversed the Western District of Arkansas District Court, which held that the actions of the debt collector are necessarily imputed to the debt buyer. The full opinion of
Reygadas v. DNF Associates, LLC can be found by clicking here.
DNF Associates, LLC (“DNF”) purchased a debt owed by Stephanie Reygadas (“Reygadas”). DNF subsequently hired an attorney and brought a claim against Reygadas in state court. Reygadas hired defense counsel and the state claim was ultimately dismissed in her favor. After the dismissal, DNF hired a collection agency, Radius Global Solutions, LLC (“RGS”), to collect Reygadas’ debt.