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Is My House in a Flood Zone? FEMA Flood Zone Map Info, and More


Is My House in a Flood Zone? FEMA Flood Zone Map Info, and More
Margaret Heidenry, provided by
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Is my property in a flood zone? That s a question that concerns both homeowners and home shoppers and not just those near large bodies of water.
In fact, there are a little over a dozen flood zone classifications. Those rankings, determined by the Federal Emergency Management Agency and represented on special maps, are based on the estimated frequency of storms that will cause flooding in an area. So while you may not live in the Gulf Coast (one of the U.S. regions most vulnerable to hurricanes), your property may still be part of an area that s been deemed at high risk of flooding. ....

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It Doesn't Take a Hurricane to Cause a Flood


It Doesn’t Take a Hurricane to Cause a Flood
Flooding is the costliest and the most common natural disaster to significantly impact communities across the United States, The PEW Charitable Trust notes in its reporting on flood-prepared communities. Flood events have accounted for more than $850 billion in damage and losses in the U.S. since 2000, the global nonprofit, nongovernmental organization points out.
It doesn’t take a hurricane to create a flood event. After all, just one inch of water in a structure can cause up to $25,000 of damage, according to FEMA. But the run-up to the Atlantic hurricane season is nevertheless a good time to consider flood insurance. This year it is especially important for risk professionals to talk to their clients about flood insurance, in part because of FEMA’s roll out this year of a new rating system for the National Flood Insurance Program (NFIP), Risk Rating 2.0, and because of the growing market for private flood insurance. ....

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