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Insurance Companies Provide Coverage After COVID-19 Vaccination

Insurance Companies Provide Coverage After COVID-19 Vaccination
SciCheck Digest
Insurance companies do not deny claims when someone dies after receiving a COVID-19 vaccine, according to the American Council of Life Insurers. But a viral social media post has falsely claimed that beneficiaries of a person who dies after getting the vaccine cannot collect life insurance payments.
How do we know vaccines are safe?

As with any vaccine, safety is also being monitored as the shots are rolled out to members of the public to ensure there are no side effects of concern. A very small number of severe allergic reactions, for example which are expected with any vaccine haveoccurred with some of the authorized COVID-19 vaccines. The CDC said the reaction – anaphylaxis – occurred in 2 to 5 people per million vaccinated. This reaction “almost always occurs” within a half hour of receiving a shot, and vaccination providers have medicine ....

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The Dirty Secret Of Life Insurance Quotes

actually have to pay. And what you must pay could dramatically increase over time.
How could this happen? Because life insurance quotes for cash value policies can be based on not only guaranteed projections in policy illustrations but also very optimistic non-guaranteed projections.
As it turns out, many quotes for all forms of universal life and whole life insurance are based on the non-guaranteed portions of policy illustrations, says Barry Flagg, founder of independent life insurance research company Veralytic. (This does not apply to term life insurance, which has no cash value.)
Essentially, it’s a bait and switch: You think your life insurance quotes reflect what you’ll pay as long as you own the policy, but years later you could be hit with a need for unexpected, extra premiums. ....

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