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Giving your child their first phone feels like a rite of passage — and it fills me with dread


Giving your child their first phone feels like a rite of passage and it fills me with dread
Sarfraz Manzoor
© Provided by Evening Standard
My daughter has started clamouring for her own mobile phone. She will be 10 in August and the idea of her having unmediated access to all a smartphone allows makes me very uncomfortable. This puts me in the somewhat embarrassing position of agreeing with Gavin Williamson. The Education Secretary suggested this month that phones could act as a “breeding ground” for cyber-bullying and that social media could damage mental health.
There is some evidence that supports these concerns one recent report suggested one in four young people have a dysfunctional relationship with their phone and that those with problematic smartphone use are more likely to have depression, anxiety, feelings of stress and poor sleep as well as poorer educational attainment. Those are all legitimate reasons to worry about the age ....

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COVID-19 Having Major Impact on Pensions


Many terminated or furloughed employees have taken early retirement, curtailing contributions and raising payout obligations.
Reported by
“The Impact of COVID-19 on Retirement Plans,” a webinar hosted by the American Academy of Actuaries Pension Practice Council, explored how the coronavirus pandemic has affected various types of pension plans.
Linda Stone, senior pension fellow, American Academy of Actuaries, said, “Equity markets have recovered following a significant downturn during the first quarter of 2020. Year-to-date through November 30, U.S. equities have returned 15%. However, that has been offset by interest rates falling to historic lows. As a result, long-term corporate bond yields are down 70 basis points [bps] year-to-date through November 30.” ....

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Election Stress? Here Is One Thing You Can Do to Feel Calmer Now


Election stressing you out? The anxiety you re feeling (and all the harsh political rhetoric) is real. I m a therapist practicing in New York City and I can tell you this: People are having trouble sleeping, can t stay focused at work, and are reaching for all the wrong foods. Here Is one thing you can do right now to reduce stress and boost your mood, naturally.
Question: What is something you already do more than 20,000 times a day that could help you feel calmer and more vital if you did it more deliberately? Answer: Breathe.
Most of us don’t pay much attention to how we breathe because it happens automatically. We don’t have to think about it. It’s only when we’re out of breath or when our partners wake us up in the middle of the night because we’re snoring so loudly that the act of breathing gets our attention. ....

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