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While the IRS is sending out the second round of stimulus payments, some are reporting problems with the money being deposited into a bank account they don t recognize. The IRS states for those consumers getting this payment status not available or who don t get the stimulus money that they re owed, they will have to claim the Recovery Rebate Credit listed on line 30 on Form 1040 on their 2020 taxes. A refundable credit that can come in and lower your tax liability and actually give you a refund, said CPA Faith Bynum. Bynum said it will take time but you will eventually get the stimulus money you re owed. ....