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Operator Ladies and gentlemen, thank you for standing by and welcome to the SJW Group Q4 2020 Earnings Conference Call. [Operator Instructions] I would now like to hand the conference over to your speaker today, Mr. Jim Lynch, CFO and Treasurer. Thank you. Please go ahead, sir. James P. Lynch Chief Financial Officer and Treasurer Thank you, operator. Welcome to the fourth quarter 2020 financial results conference call for SJW Group. I will be presenting today with Eric Thornburg, Chairman of the Board, President and Chief Executive Officer. For those who would like to follow along, slides accompanying our remarks are available on our website at www.sjwgroup.com. ....