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The abundant greenery in Mah Sing s Damansara Legenda project
“Hence, they have the ability to secure strategic land banks with a reasonable cost-to-gross development value ratio of between 10% and 20%. have each acquired two landbanks in the Klang Valley while Sunway secured one.”
Separately, AmInvestment Bank said the loan-to-value (LTV) ratio offered by banks has been low.
“Based on Bank Negara’s second half 2020 financial stability review, the average LTV ratio of outstanding housing loans remained below 60% (compared with 59% and 57% in 2018 and 2019 respectively).
“Banks remain prudent in residential property lending to mitigate the risk of more borrowers falling into negative equity and limit the increase in loan loss provisions.”
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