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Private PFs can invest up to 5% of surplus in AIFs that back MSMEs SECTIONS Last Updated: Mar 17, 2021, 08:33 AM IST Share Synopsis The EPFO manages more than Rs 12 lakh crore of retirement savings but the changes in the investment pattern announced by the finance ministry on Tuesday are only for non-government provident funds that manage the retirement savings of their workers inhouse. Agencies She said the restriction on investment in overseas funds should have been avoided. The government has allowed non-government provident funds, superannuation and gratuity funds to invest up to 5% of their investible surplus in alternate investment funds (AIFs) that support infrastructure, micro, small and medium enterprises (MSMEs), venture capital funds and social venture capital funds. ....