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Eleventh Circuit FDCPA Decision Could Dramatically Affect Mortgage Servicers' Operations | Perkins Coie


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The U.S. Court of Appeals for the Eleventh Circuit recently upheld a lower court’s decision in
Hunstein v. Preferred Collection and Management Services, Inc., 994 F.3d 1341 (11th. Cir. 2021). They affirmed that a debt collector’s communication of a consumer’s personal information to a third-party print vendor violated the Fair Debt Collection Practices Act’s prohibition on third-party communications in connection with debt collection under 15 U.S.C. § 1692c(b).
Hunstein will likely require major operational changes for many loan servicers. At a minimum, loan servicers who qualify as a “debt collector” under the FDCPA should rethink how to utilize third-party vendors for such basic operations as printing and higher functions such as loss mitigation. Although it is theoretically possible to continue using such vendors without communicating the personal information of the consumer, the efficiencie ....

Justice Sotomayor , Preferred Collection , Eleventh Circuit , Telephone Consumer Protection Act , நீதி சொதோமாயோர் , ப்ரிஃபர்ட் சேகரிப்பு , பதினொன்றாவது சுற்று , தொலைபேசி நுகர்வோர் ப்ரொடெக்ஶந் நாடகம் ,

TransUnion Presents: The Evolving Legal Landscape in Light of Hunstein


TransUnion Presents: The Evolving Legal Landscape in Light of Hunstein
For debt collectors, the recent Hunstein decision may have altered the vendor-client relationship forever. Join this webinar to get an analysis of the amicus briefs filed by the industry in support of overturning Hunstein.
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On May 25, Preferred Collection filed its Motion for Petition En Banc with the 11th Circuit Court of Appeals. By June 1, numerous industry representatives, including trade associations and individual service providers, are expected file their amicus in support of Preferred’s Petition.
This webinar will dive deep into exactly what Hunstein says and the industry’s response, and analyze the significant and important issues raised in the briefings of the vendors and providers who supported the ARM industry. The panel will also discuss possible scenarios going forward, regardless of the Hunstein outcome. If you’re concerned about how re ....

Circuit Court , Preferred Collection , Petition En Banc , சுற்று நீதிமன்றம் , ப்ரிஃபர்ட் சேகரிப்பு ,