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First Republic Bank review: Good interest rates, high minimum deposits


Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.
First Republic Bank (Member FDIC) is a bank with branches in CA, CT, FL, MA, NY, OR, and WY.
First Republic pays higher interest rates than many brick-and-mortar banks.
The minimum opening deposits and monthly fees can be high, though you may be able to waive them.
This post was updated and reviewed on March 30, 2021: We updated this review with a new section on First Republic s Better Business Bureau rating and reputation as a company. We re currently adding information on trustworthiness to all of Personal Finance Insider s reviews. ....

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Unemployment and taxes: answers to all your questions


Is unemployment taxable?
Generally, yes. Unemployment benefits must be reported on your federal tax return following the year you collected the money; it will be included in your federal gross income. You have options to pay taxes throughout the year. If you don t, you may wind up with a big bill at tax time.
You might also have to report unemployment benefits on your state return if the state taxes income.
You can quickly find the amount your state paid to your name in unemployment benefits in 2020 by looking at 
Box 1 on Form 1099-G, which should have been mailed to you by now or made available online. In Box 4, you ll see the amount that was withheld for federal taxes, if any. These are the numbers you need to report on your tax return. ....

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