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By cassie mcclure for lcu • Feb 14, 2021 In December 2020, Las Cruces Fire Department (LCFD) learned that its Insurance Services Office (ISO) Inc. Public Protection Class 1 Rating would remain in effect for the City of Las Cruces (City) for at least another four years. The rating allows for lower property insurance rates for home and business owners within city limits. Part of the rating was to review the City’s water supply readiness prepared by Las Cruces Utilities (LCU).
To re-evaluate for the rating, the ISO began its performance review of the City in December 2019. ISO collects and analyzes the data using their Fire Suppression Rating Schedule (FSRS) and then creates a Public Protection Classification (PPC) grade, which is then assigned to the community. ....
BOONE â The N.C. State Fire Marshalâs Office conducted a Public Protection Class evaluation of the Boone Fire Department in July, and Boone Fire was recently notified that its PPC rating has improved. The Insurance Service Office improved the departmentâs PPC inside the town of Boone to a PPC two rating and a PPC three rating in the rural district. Both ratings will become effective on Feb. 1, 2021.These PPC evaluations are conducted nationwide on over 50,000 fire departments and are used to set local insurance rates. The rating system ranks from a one to 10. A PPC one rating reflects a superior rating while a PPC 10 indicates the department doesnât meet established standards. Lower PPC ratings reflects the fire departmentâs ability to suppress a fire. The PPC rating has a direct impact on fire insurance rates for both homeowners and commercial properties within each district. ....