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Year-End Gift Options Cash is the most common asset used for charitable gifts. It is convenient, provides a direct charitable gift deduction and you can make a cash donation using a debit or credit card in one payment, or spread out as payments out on a month by month basis. You can also become a sustaining member by designating an ongoing, monthly donation that will continue until you notify the station that you wish to change the amount or stop the payments. Gifts of Stock or Appreciated Assets held for a year or more are a great way to make a significant gift today at cost savings to you. (For instance, you may have purchased stock for $100 that is now worth $1,000. By gifting that stock, the cost to you for the gift is $100). We will sell the stock upon receipt and your income tax deduction is based on the (current) sales value of the stock. There is no capital gains tax assessed on the stock sale, so you save on taxes twice. ....
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Getty Images It s probably the easiest and smartest way to save for retirement. Federal law allows workers under 50 years old to contribute $19,500 to their company plan. If you are 50 or older, you can contribute $26,000. If you are not on track to contribute the maximum amount, you still should have one or two pay periods left before the end of the year, so make the most of them. And remember, if you elect your contribution to go into the before-tax 401(k), those funds will not be taxable as part of your 2020 federal tax return. The more you put in, the less in taxes you will pay this year. ....