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July 08, 2021
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Picking the right foreigner credit card for your needs and spending habits isn’t rocket science. Here, we’ve sussed out credit cards deserving of your attention.
Whether you’re looking to settle in Singapore for good or for just a couple of years, using the right credit card can help each hard-earned dollar of yours go further. As it stands, all credit cards aren’t created equal. Some are more rewarding than others, while some require no effort at all when it comes to usage.
Depending on what you’re looking for, there are different foreigner credit cards for different types of expats. Their income eligibility requirements vary, too. This is why it’s important that you choose the right credit card for your own spending habits and needs. Here’s the lowdown on the foreigner credit cards worth their salt.
1. Citi Cash Back Card – Esso & Shell credit card discounts
While some credit cards only offer credit card discounts at certain chains, the Citi Cash Back Card offers some kind of discount at all petrol stations.
Esso: 20.88 per cent fuel savings
Shell: 20.88 per cent fuel savings
Other petrol stations: Eight per cent cashback
If you’re looking for a credit card that you can use not just at your regular petrol station but also on those isolated occasions when you’re running out of petrol on the road and desperately need to fill up your tank at a random petrol station, the Citi Cash Back Card is a good contender.
Transfers from other GrabPay users
Bank account top-ups via PayNow VPA or linked UOB accounts
In fact, there’s very little reason why you’d want to use a Visa credit card to top-up your GrabPay wallet anyway.
Visa’s reclassification of GrabPay top-ups as MCC 6051 (quasi cash transactions) in July 2020 effectively killed off the prospect of earning rewards, because virtually every bank considers this an exclusion category.
For example, it would make no sense at all to use your DBS Altitude Visa to top-up your GrabPay wallet and then pay with GrabPay, since you could have earned your regular rewards by just paying with the DBS Altitude Visa directly.
March 15, 2021
If you’re a new customer to these banks, you’ll qualify for the above freebies. Don’t wanna read? Here are some shortcuts:
Best credit card promo for free AirPods Watch SE: Citibank
Best credit card promo for free Nintendo Switch: Standard Chartered
Best credit card promo for free PC monitor: Amex
Citibank credit card promotion 2021: Apple Watch SE OR $350 cash
If you’re new to Citibank credit cards, hurry up and sign up through MoneySmart to get either an Apple Watch SE OR $350 cash via PayNow.
Here are the details:
You must be new to Citibank cards (or cancelled your last one at least a year ago)