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What credit card should I use?
The main question you need to ask yourself is: how am I buying my game console? Depending on your method of purchase, the right card to use will differ.
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That’s because some cards award bonus miles/points or cashback for general online purchases, some for electronic stores specifically, and some depend on your mode of payment (e.g mobile wallet).
I’ll run through the main options for miles/points and cashback in the next section, although I will say upfront that the cashback options are few and far between.
Even if you’re a die-hard cashback user, this may be one of those situations where miles/points cards will offer way superior value.
^Must pay first year’s annual fee of $192.60
By spending $18,000 over 3 months, you can earn a total of 95,500 miles. For perspective, a round-trip Business Class ticket on Singapore Airlines to Tokyo costs 94,000 miles, so you’ll be well on your way to a honeymoon.
Even better, these bonuses can be enjoyed once per person, so both you and your spouse-to-be can apply for a card, effectively doubling your payoff.
If you think you may have trouble meeting the spending requirement by yourself, it’s possible for one member to apply for the card as the principal cardmember, and give the other a supplementary card.
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