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Martin Lewis issues energy price hike warning: 'Predictable, but depressing'


This is all about standard tariffs
It’s the default deals that energy firms put customers on who’ve never switched, haven’t chosen a special rate, or once that rate finishes. 
It’s always expensive. Yet for the last couple of years they have been governed by a price cap that’s set every six months.
A few weeks ago it was announced that from 1 April the direct debit dual-fuel price cap would rise from £1,042 to £1,138 a year for someone on typical usage.
Primarily due to the wholesale rate of energy (those the firms themselves pay) have gone up rapidly after bottoming out due to low usage in the first covid-19 wave. ....

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Martin Lewis holidays warning: 'Only' book if you can 'lose the money' - travel advice | Travel News | Travel


Speaking on Sky News yesterday, Transport Secretary Grant Shapps said: I am Transport Secretary so I absolutely want people to be able to travel but it is a fact that right now it is illegal to leave your home to go on holiday.
It is illegal to do that in the UK or around the world so I am afraid, at the moment, that is off the cards.
He continued: I don’t want to unnecessarily raise peoples hopes.
The truth is we just don’t know how the vaccine will respond both to the vaccines and, of course, how people respond to social distancing and those kinds of measures and therefore exactly when we will be able to unlock. ....

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Stablecoin 2.0 Innovators e-Money Lists Staking Token on BitMax


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e-Money has listed its native NGM token on the
e-Money has been creating waves in the blockchain world with the development of an entirely new form of stablecoin model. e-Money issues currency backed tokens of various denominations that can do everything that the stablecoins you know can. They can be used as a store of value, sent and received without friction, used as a means of exchange for a broad range of commercial activities, and so on. e-Money s currency backed tokens are already available for purchase directly via
the e-Money DEX. Against the backdrop of a stablecoin market that is dominated by USD backed tokens, e-Money offers an initial basket of stablecoins backed by European currencies. The initial batch of currency backed tokens is composed of eEUR, eCHF, eSEK, eNOK and eDKK with additional tokens slated for release in early 2021. However, unlike other stablecoins, e-Money tokens actively accrue interest while supporting near feeless and near-inst ....

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Martin Lewis shares his eight New Year Financial Resolutions to save you money in 2021


.check if I can slash £1,000s off the year s mortgage repayments 
For those with decent equity in their house, the historically low UK base rate means lower LTV mortgages are super-cheap right now. So everyone check right now if you’re on the best deal. Use www.mse.me/mortgagebestbuy or MoneyFacts.co.uk to benchmark if you may be able to save. 
Sadly, if you’re on furlough or self-employed grant it may be more difficult right now, but otherwise use a broker who’ll be able to home in on which lenders are most likely to accept you. ....

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