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Are you a victim of insurance fraud? Get your money back!


Addressing distracted driving:
Distracted driving is one of the major factors putting upward pressure on automobile insurance rates. Distracted driving includes texting and cell phone use, adjusting GPS, radio stations, eating/drinking while driving, putting on makeup, tending to children. Causes property damage, injury and loss of life. 
Preparing consumers for severe weather: 
Be prepared for severe weather. Talk to your insurance agent to make sure you have the appropriate insurance for your property, including flood insurance. Also, check for earthquake insurance. We re not immune from earthquakes in NC. DOI is sponsoring continued education courses on flood insurance for insurance agents, adjusters, real estate agents. ....

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Thomasville man charged by state with insurance fraud for accident cleanup


Thomasville man charged by state with insurance fraud for accident cleanup
The Dispatch
A Thomasville man has been arrested and charged by the state with insurance fraud after attempting to collect money from a driver to clean up automotive fluids after a wreck.
Garrett Scarlette, 26, of 3830 Cunningham Road, Thomasville, was charged with insurance fraud and attempted obtaining property under false pretense.
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According to information provided by the North Carolina Department of Insurance Criminal Investigations Division, Scarlette attempted to collect money from the driver of a car that wrecked in Guilford County on Nov. 4 for the cleanup of motor vehicle fluid that was not authorized. He is also accused of trying to collect on a claim with North Carolina Farm Bureau Insurance Co. for the same unauthorized roadside cleanup. ....

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COVID test charge scam: Durham couple charged for COVID tests. Here's how to make sure you don't face unexpected charges


DURHAM, N.C. (WTVD) It s a test that s supposed to be free, yet ABC11 viewers continue to reach out after being charged for a COVID-19 test. Here s what you need to know to make sure you re not charged. And yes, it matters where you go to get tested.
Doug Koenig and his wife wanted to make sure they were COVID-19 free before visiting with their daughter Tonya.
The couple scheduled to get a COVID-19 test at a Triangle business that offers it.
Koenig s wife got tested first.
She showed up with her Medicare card, which they took down and they said, No, we don t do Medicare, come back with $100. So she went to the bank and got her $100 out, Doug Koenig said. ....

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Offices set up for tornado victims' insurance needs, permits


Tornado victims may receive help with permits and questions at Lion’s Paw Clubhouse.
BRUNSWICK COUNTY – A temporary satellite office is now open to help victims of the Brunswick County tornado with permits and questions.
The office, set up by the Brunswick Code Administration, is now operating in the Ocean Ridge Club House, located at 351 Ocean Ridge Pkwy SW.
Code administrators are available at the site from 8:30 a.m. to 5 p.m. Wednesday.
The N.C. Department of Insurance and Insurance Commissioner Mike Causey are at the Lion’s Paw Clubhouse to assist with insurance needs.
Residents from outside Ocean Ridge Plantation should let the front gate know when they arrive that they are there to visit the center. ....

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Improved ratings mean lower insurance premiums


Owners of residences and commercial buildings in at least parts of five Wilkes County fire districts can expect to soon pay less for homeowner’s insurance.
The N.C. Department of Insurance announced earlier this month that it reduced fire suppression ratings for the Knotville, Broadway, Moravian Falls, Mountain View and Mulberry-Fairplains fire districts, effective April 1, 2021.
The private Insurance Services Office (ISO) inspects fire departments and rates them based on a Fire Suppression Rating Schedule from the N.C. Department of Insurance. Nine Wilkes fire departments were inspected in October.
This schedule considers emergency communications, fire department (including equipment and firefighter training hours) and available water supply. It also recognizes efforts fire prevention, public fire safety education and fire investigation efforts. ....

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