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A new alternative to security deposits for cash-strapped renters The growing security deposit insurance industry allows renters to purchase insurance to protect landlords, instead of lump-sum deposits. Author: Jeff Valin Updated: 11:52 PM EDT May 10, 2021 JACKSONVILLE, Fla. Neil Morte and his girlfriend are getting settled in their Jacksonville apartment after moving in just weeks ago. A graduate student working on his doctorate as he pursues a career in healthcare, Morte’s memory of the apartment search are fresh. “Some of the rent was a bit high,” Morte told First Coast News in an interview this week. As the prices of homes increase on the First Coast, indeed so too is the cost of renting an apartment. According to rentcafe.com, the average monthly rental cost in Jacksonville as of March was $1,173, a 5% increase compared to March 2020. ....