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According to cnn.com, 1 in 3 U.S adults have debt in collections, and 71 million adults have debt collections reported in their credit file.
California, USA., March 11, 2021 - /PressReleasePoint/ - According to cnn.com, 1 in 3 U.S adults have debt in collections, and 71 million adults have debt collections reported in their credit file. It’s sad to say, but after this pandemic, those numbers are predicted to skyrocket. Currently, the majority of the nation is not in a financially secure position – Ms. T. Lane is looking to change that.
In the field of psychology, Self-efficacy is an important construct. It refers to a feeling of being able to deal with a situation effectively (Bandura, 1977). In order to handle this debt collections epidemic, consumers must have the knowledge to handle a debt collector if and when they call. If the numbers from CNN are accurate and 71 million Americans have debt in collections, this means collection agencies are talking to a lot of peo ....

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