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Operator Good morning and welcome to the Alerus Financial Corporation earnings conference call. [Operator instructions] Please note, this event is being recorded. This call may include forward-looking statements, and the company s actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company s SEC filings. I would now like to turn the conference over to Alerus Financial Corporation chairman, president and CEO, Randy Newman. Please go ahead. Randy Newman Chairman, President, and Chief Executive Officer ....