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5 Key Considerations as You Craft Your Retirement Plan


1. Income distribution
A top concern among retirees is running out of money, so it’s critical to take steps to make your money last. But how do you do that, especially now that the once-popular 4% rule is falling out of favor in some quarters? Dr. David Babbel, professor of finance at the Wharton School, puts it this way:
“If you have a stock portfolio and withdraw a fixed amount per year, such as the standard rule of 4% plus inflation, you have a 90% chance of running out of money in retirement.”
While it would be nice to think a magic-bullet investment exists that could fix this problem, there isn’t one. That ideal investment would be safe, liquid and would show strong growth. Investments typically will do some combination of two of those, but no investment will do all three. ....

David Babbel , Tanya Bell , Wharton School , Bell Law Firm , Social Security , தான்யா மணி , வார்டன் பள்ளி , மணி சட்டம் நிறுவனம் , சமூக பாதுகாப்பு ,