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Health insurance | Seven key points to know while buying a health insurance policy


Updated Jul 26, 2021 | 06:15 IST
You need to do your research to find such a policy that is truly valuable in terms of the coverage you get and the premium you pay. Consider these seven things while buying health insurance
Seven key points to know while buying a health insurance policy 
New Delhi: It takes years for people to do disciplined savings and investments to achieve their life goals. However, one medical emergency in the family during this journey can potentially derail the entire financial planning of the family. A health insurance plan helps people manage this risk to a great extent. A good insurance policy is one wherein the insurer compensates you for over 90% of your total hospital bills. However, you need to do your research to find such a policy that is truly valuable in terms of the coverage you get and the premium you pay.  ....

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How to claim from multiple health plans - The Hindu BusinessLine

How to claim from multiple health plans - The Hindu BusinessLine
thehindubusinessline.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from thehindubusinessline.com Daily Mail and Mail on Sunday newspapers.

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Reports of Covid treatment costs have changed India's attitude towards health insurance: Survey


Reports of Covid treatment costs have changed India s attitude towards health insurance: Survey
​ By
IANS
|
​ 4 Views
Insurance.. Image Source: IANS News
New Delhi, April 7 : Rising healthcare costs in general and reports of astronomical Covid-19 treatment costs at private hospitals have changed India s attitude towards health insurance.
As per a survey by Policybazaar, most consumers are purchasing health plans with a bigger cover, showcasing an uptick in demand for higher sum insured health policies (more than Rs 25 lakh cover) by 40 per cent over the last financial year.
Coming to Rs 1 crore health covers, the findings suggest the share of these plans bought by consumers has now grown to 35 per cent. People in the age-group of 31-40 year hold the highest share in buying Rs 1 crore health plans i.e. 19 per cent, followed by the age bracket of 18-25 years i.e. 18 per cent. ....

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Who needs an insurance cover against vector-borne disease - The Hindu BusinessLine


Who needs an insurance cover against vector-borne disease
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Go for a standard vector-borne diseases policy if you don’t have a regular health plan
Recently, the insurance regulator, IRDAI, came out with a standalone standardised health cover for vector-borne diseases - Mashak Rakshak. Insurers are being encouraged to introduce this product from April 1, 2021.
Vector-borne diseases are transmitted through carriers such as mosquitoes, fleas and bugs. Malaria, dengue and chikungunya are some common vector-borne diseases. According to the World Health Organisation, over seven lakh people die every year globally on account of such diseases. So, this cover can address specific disease-related needs of people, particularly during the monsoon season when the infections rate is high. ....

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