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Concumer: renewing health insurance in a pandemic

Nearly one million people renew their health insurance in the first three months of the year and up to 50% of us could be on better plans that either save us money, give us more benefits or both.
During this pandemic, your health insurance could be more important than ever.
Dermot Goode, the leading expert in healthcare benefits in Ireland talks to
Irish Country Living about increasing rates, policy changes and trends in the industry.
Increasing rates
“The first thing that everyone should know is that no matter what health insurance company you are with, you’re going to see price increases this year,” says Dermot. “This isn’t surprising news; consumers should expect their policy to go up by 5% to 6% each year.” ....

Dermot Goode , Vhi Company Plan Extra Level , Jd Health , Irish Country Living , Irish Life , Planc Health Plus Choice , Forward Plan Level , Advanced Plan Extra Day , Company Plan Extra Level , Complete Simplicity Scheme , Simplicity Scheme , Inspire Scheme , Health Insurance , Ciara Leahy , டெர்மோட் குட் , ட ஆரோக்கியம் , ஐரிஷ் நாடு வாழும் , ஐரிஷ் வாழ்க்கை , முன்னோக்கி திட்டம் நிலை , நிறுவனம் திட்டம் கூடுதல் நிலை , முழுமை எளிமை திட்டம் , எளிமை திட்டம் , ஊக்குவிக்கவும் திட்டம் , ஆரோக்கியம் காப்பீடு , சியர லேஹீ ,

What are my options for getting insurance for an electric vehicle?

Q. Carbon tax went up in the Budget at the end of last year. The increase applied to motor fuels from October 13 last. I have been thinking about going electric for a while now, as my car costs have been steadily rising due to the expansion of my small delivery business. What is my best bet for EV (electric vehicle) insurance? ....

Deirdre Mccarthy , Richard Jones , Dermot Goode , Health Service Executive , Irish Life Health , Aviva Life , டெறின்றே ம்க்கார்தீ , ரிச்சர்ட் ஜோன்ஸ் , டெர்மோட் குட் , ஆரோக்கியம் சேவை நிர்வாகி , ஐரிஷ் வாழ்க்கை ஆரோக்கியம் , அவிய வாழ்க்கை ,

Give the chop to bruising price hikes on health cover

More than a million private health insurance customers will get their annual renewal notices over the next couple of months, representing about 50% of all health insurance policies held here. That is ....

Dermot Goode , Health Insurance Authority , டெர்மோட் குட் , ஆரோக்கியம் காப்பீடு அதிகாரம் ,

Health insurance: Plan for healthy savings and shop around for different cover plans

He explained that you get full credit for your previous membership.
You don’t have to re-serve your pre-existing waiting periods and the insurer must take you on, irrespective of your age or medical history.
You will not be charged new age loadings and you can also switch back to your previous insurer again next year.
Mr Goode said: “You need to think of health insurance as you would car or home insurance.”
This means you need to shop around well in advance of your renewal date, ask the right questions when speaking with the insurers and disclose everything that’s important to you. If you are happy with the answers you receive, just switch. And switching doesn’t necessarily mean you have to change insurer, as in many cases you can often get a better deal with the same insurer. ....

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A year of contrasts as the Covid crisis consumed thousands of jobs but lockdowns boosted our savings to a record high

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Instead, a commission on pensions was set up. It was charged with examining the sustainability of State pension arrangements and look into pension eligibility.
When it comes to the planned auto-enrolment pension, for the almost one million workers who will only have the State pension to live on when they retire, the news was not good.
The scheme is due to be rolled out in 2022.
When asked it recently, the Department of Social Protection was vague about a start date.
Insurance
Promises of insurance reform were again the order of the day in the past year, but little or nothing was delivered to significantly ease premium pressures for consumers and businesses. ....

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